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Duplex (2 Units, Any Combination)Residential
Last sold for $190,500 on Aug 13, 2026

40 CORTLAND PL

ALBANY, NY 12203
4
Beds
2
Baths
1,496 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,269 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$190,500 · Aug 13, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,367 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$157,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$125,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$157,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$163,542

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
CountyALBANY
Lot (acres)The size of the land the home sits on, from county records.0.03
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 180 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Albany High SchoolC-
High · Grades 9–12 · 0.5 mi
E
Philip J. Schuyler Achievement AcademyD-
Elementary · Grades PK–5 · 0.6 mi
M
North Albany Middle SchoolD+
Middle · Grades 6–8 · 1.9 mi

District: Albany City School District

Neighborhood · ZIP 12203These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.28,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,694 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,864
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,207
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Cortland Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 75% of homes in Washington Square
  • Has a smaller lot than 97% of homes in Albany County
  • Older than 93% of homes in Albany 12203

How it measures up in Albany 12203

The dot is this home. The mark in the middle is the typical home in Albany 12203.

Living area1,496 ft²
SmallerTypical 1,629 ft²Bigger

Bigger than 41% of homes nearby

Lot size1,269 ft²
SmallerTypical 0.17 acBigger

Bigger than 7% of homes nearby

Year built1900
OlderTypical 1954Newer

Newer than 7% of homes nearby

How 40 Cortland Pl ranks against every home in each area.
MeasureThis homeWashington SquareAlbany 12203Albany County
Living areabigger than1,496 ft²25% of homes41% of homes34% of homes
Lot sizebigger than1,269 ft²23% of homes7% of homes3% of homes
Year builtnewer than190078% of homes7% of homes13% of homes

About 40 Cortland Pl

When did 40 Cortland Pl, Albany, NY last sell?

40 Cortland Pl, Albany, NY last sold on Aug 13, 2026 for $190,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 40 Cortland Pl, Albany, NY?

40 Cortland Pl, Albany, NY has 4 bedrooms, 2 bathrooms, 1,496 square feet of living space and a 0.03-acre lot.

When was 40 Cortland Pl, Albany, NY built?

40 Cortland Pl, Albany, NY was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 40 Cortland Pl, Albany, NY?

40 Cortland Pl, Albany, NY is assigned to Albany High School (high), rated C-; Philip J. Schuyler Achievement Academy (elementary), rated D-; North Albany Middle School (middle), rated D+. All sit in Albany City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Cortland Pl, Albany, NY compare to other homes in Albany 12203?

Among the 8,367 homes in Albany 12203, it is bigger than 41% of them (1,496 ft² against a typical 1,629 ft²), its lot is bigger than 7% of them (1,269 ft² against a typical 0.17 ac) and it is newer than 7% of them (1900 against a typical 1954). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Cortland Pl, Albany, NY?

The 2026 property tax bill for 40 Cortland Pl, Albany, NY was $4,367. The county assessed it at $157,000.

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