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Single Family ResidenceResidential
$235,629$174 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

40 ELM CIR

WEST SPRINGFIELD, MA 01089
3
Beds
1
Baths
1,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$236K
$225K low$246K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,898 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$194,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$94,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$191,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.39 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyHampden
Lot (acres)The size of the land the home sits on, from county records.0.27
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Philip G. Coburn Elementary SchoolC+
Elementary · Grades KG–5 · 0.4 mi
H
West Springfield High SchoolC+
High · Grades 9–12 · 1.1 mi
M
West Springfield Middle SchoolD+
Middle · Grades 6–8 · 1.5 mi

District: West Springfield School District

Neighborhood · ZIP 01089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.28,931
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,665 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,562
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,574
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Elm Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in West Springfield 01089
  • Costs less per square foot than 93% of homes in West Springfield 01089
  • Older than 92% of homes in Hampden County

What homes are worth in West Springfield 01089

Each bar is how many homes fall in that price range. The marker is this home.

This home
$146K$726K

This home is worth more than 9% of homes in West Springfield 01089.

How it measures up in West Springfield 01089

The dot is this home. The mark in the middle is the typical home in West Springfield 01089.

Estimated value$235,629
CheaperTypical $341,725Pricier

Pricier than 9% of homes nearby

Price per ft²$174
CheaperTypical $240Pricier

Pricier than 7% of homes nearby

Living area1,352 ft²
SmallerTypical 1,544 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.27 ac
SmallerTypical 0.31 acBigger

Bigger than 44% of homes nearby

Year built1900
OlderTypical 1953Newer

Newer than 9% of homes nearby

How 40 Elm Cir ranks against every home in each area.
MeasureThis homeWest Springfield 01089Hampden County
Estimated valuepricier than$235,6299% of homes10% of homes
Price per ft²pricier than$1747% of homes11% of homes
Living areabigger than1,352 ft²37% of homes38% of homes
Lot sizebigger than0.27 ac44% of homes46% of homes
Year builtnewer than19009% of homes8% of homes

About 40 Elm Cir

How much is 40 Elm Cir, West Springfield, MA worth?

The TopHap Estimate for 40 Elm Cir, West Springfield, MA is $235,629 as of Aug 30, 2026. The likely range is $225,495 to $245,763. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Elm Cir, West Springfield, MA last sell?

40 Elm Cir, West Springfield, MA last sold on Mar 9, 1991, according to the county's recorded deed.

How big is 40 Elm Cir, West Springfield, MA?

40 Elm Cir, West Springfield, MA has 3 bedrooms, 1 bathrooms, 1,352 square feet of living space and a 0.27-acre lot.

When was 40 Elm Cir, West Springfield, MA built?

40 Elm Cir, West Springfield, MA was built in 1900, making it 126 years old. It is a conventional home. The building has 2 stories.

What schools serve 40 Elm Cir, West Springfield, MA?

40 Elm Cir, West Springfield, MA is assigned to Philip G. Coburn Elementary School (elementary), rated C+; West Springfield High School (high), rated C+; West Springfield Middle School (middle), rated D+. All sit in West Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Elm Cir, West Springfield, MA compare to other homes in West Springfield 01089?

Among the 8,208 homes in West Springfield 01089, it is worth more than 9% of them ($235,629 against a typical $341,725), its price per square foot is higher than 7% of them ($174 against a typical $240), it is bigger than 37% of them (1,352 ft² against a typical 1,544 ft²), its lot is bigger than 44% of them (0.27 ac against a typical 0.31 ac) and it is newer than 9% of them (1900 against a typical 1953). Measured against all of Hampden County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Elm Cir, West Springfield, MA?

The 2025 property tax bill for 40 Elm Cir, West Springfield, MA was $2,898. The county assessed it at $194,900.

More homes on Elm Cir

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Assigned schools

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