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Single Family ResidenceResidential
$330,300$141 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $348,100 on Apr 2, 2026

40 ELM ST

FORT LORAMIE, OH 45845
3
Beds
2
Baths
2,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$330K
$290K low$370K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$348,100 · Apr 2, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,011 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,430
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$53,970
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$178,290

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.17
71
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 340 ft²Porch · 96 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fort Loramie Elementary SchoolA+
Elementary · Grades KG–6 · 0.1 mi
M
Fort Loramie Junior-Senior High SchoolA+
Middle · Grades 7–12 · 0.6 mi

District: Fort Loramie Local School District

Neighborhood · ZIP 45845These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.207
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.3,162
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,573
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,562
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Shelby County
  • Bigger than 78% of homes in Shelby County
  • Has a smaller lot than 83% of homes in Fort Loramie 45845
  • Older than 86% of homes in Fort Loramie 45845

What homes are worth in Fort Loramie 45845

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$736K

This home is worth more than 53% of homes in Fort Loramie 45845.

How it measures up in Fort Loramie 45845

The dot is this home. The mark in the middle is the typical home in Fort Loramie 45845.

Estimated value$330,300
CheaperTypical $320,749Pricier

Pricier than 53% of homes nearby

Price per ft²$141
CheaperTypical $163Pricier

Pricier than 36% of homes nearby

Living area2,344 ft²
SmallerTypical 2,048 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.24 ac
SmallerTypical 0.55 acBigger

Bigger than 17% of homes nearby

Year built1910
OlderTypical 1977Newer

Newer than 14% of homes nearby

How 40 Elm St ranks against every home in each area.
MeasureThis homeFort Loramie 45845Shelby County
Estimated valuepricier than$330,30053% of homes71% of homes
Price per ft²pricier than$14136% of homes47% of homes
Living areabigger than2,344 ft²66% of homes78% of homes
Lot sizebigger than0.24 ac17% of homes35% of homes
Year builtnewer than191014% of homes17% of homes

About 40 Elm St

How much is 40 Elm St, Fort Loramie, OH worth?

The TopHap Estimate for 40 Elm St, Fort Loramie, OH is $330,300 as of Sep 24, 2026. The likely range is $290,480 to $370,120. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Elm St, Fort Loramie, OH last sell?

40 Elm St, Fort Loramie, OH last sold on Apr 2, 2026 for $348,100, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 40 Elm St, Fort Loramie, OH?

40 Elm St, Fort Loramie, OH has 3 bedrooms, 2 bathrooms, 2,344 square feet of living space and a 0.24-acre lot.

When was 40 Elm St, Fort Loramie, OH built?

40 Elm St, Fort Loramie, OH was built in 1910, making it 116 years old. The building has 2 stories.

What schools serve 40 Elm St, Fort Loramie, OH?

40 Elm St, Fort Loramie, OH is assigned to Fort Loramie Elementary School (elementary), rated A+; Fort Loramie Junior-Senior High School (middle), rated A+. All sit in Fort Loramie Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Elm St, Fort Loramie, OH compare to other homes in Fort Loramie 45845?

Among the 1,335 homes in Fort Loramie 45845, it is worth more than 53% of them ($330,300 against a typical $320,749), its price per square foot is higher than 36% of them ($141 against a typical $163), it is bigger than 66% of them (2,344 ft² against a typical 2,048 ft²), its lot is bigger than 17% of them (0.24 ac against a typical 0.55 ac) and it is newer than 14% of them (1910 against a typical 1977). Measured against all of Shelby County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Elm St, Fort Loramie, OH?

The 2025 property tax bill for 40 Elm St, Fort Loramie, OH was $2,011. The county assessed it at $62,400.

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