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Single Family ResidenceResidential
$399,460$243 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

40 EMORY ST

MARY ESTHER, FL 32569
3
Beds
2
Baths
1,642 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$399K
$368K low$431K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,250 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$298,125 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$94,185
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$203,940
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$306,257
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$298,125

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOkaloosa
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 35 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary Esther Elementary SchoolB-
Elementary · Grades PK–5 · 0.6 mi
H
Fort Walton Beach High SchoolC+
High · Grades 9–12 · 1.4 mi
M
Max Bruner Junior Middle SchoolB+
Middle · Grades 6–8 · 1.7 mi

District: Okaloosa County School District

Neighborhood · ZIP 32569These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,480
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,114 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,081
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,843
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Emory St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Mary Esther 32569
  • Costs more per square foot than 78% of homes in Mary Esther 32569
  • Has a smaller lot than 67% of homes in Okaloosa County

What homes are worth in Mary Esther 32569

Each bar is how many homes fall in that price range. The marker is this home.

This home
$152K$1.2M

This home is worth more than 78% of homes in Mary Esther 32569.

How it measures up in Mary Esther 32569

The dot is this home. The mark in the middle is the typical home in Mary Esther 32569.

Estimated value$399,460
CheaperTypical $329,650Pricier

Pricier than 78% of homes nearby

Price per ft²$243
CheaperTypical $212Pricier

Pricier than 78% of homes nearby

Living area1,642 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.23 ac
SmallerTypical 0.22 acBigger

Bigger than 57% of homes nearby

Year built1984
OlderTypical 1986Newer

Newer than 43% of homes nearby

How 40 Emory St ranks against every home in each area.
MeasureThis homeMary Esther 32569Okaloosa County
Estimated valuepricier than$399,46078% of homes63% of homes
Price per ft²pricier than$24378% of homes68% of homes
Living areabigger than1,642 ft²59% of homes50% of homes
Lot sizebigger than0.23 ac57% of homes33% of homes
Year builtnewer than198443% of homes38% of homes

About 40 Emory St

How much is 40 Emory St, Mary Esther, FL worth?

The TopHap Estimate for 40 Emory St, Mary Esther, FL is $399,460 as of Sep 24, 2026. The likely range is $367,874 to $431,046. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Emory St, Mary Esther, FL last sell?

40 Emory St, Mary Esther, FL last sold on Jan 4, 2001, according to the county's recorded deed.

How big is 40 Emory St, Mary Esther, FL?

40 Emory St, Mary Esther, FL has 3 bedrooms, 2 bathrooms, 1,642 square feet of living space and a 0.23-acre lot.

When was 40 Emory St, Mary Esther, FL built?

40 Emory St, Mary Esther, FL was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 40 Emory St, Mary Esther, FL?

40 Emory St, Mary Esther, FL is assigned to Mary Esther Elementary School (elementary), rated B-; Fort Walton Beach High School (high), rated C+; Max Bruner Junior Middle School (middle), rated B+. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Emory St, Mary Esther, FL compare to other homes in Mary Esther 32569?

Among the 5,107 homes in Mary Esther 32569, it is worth more than 78% of them ($399,460 against a typical $329,650), its price per square foot is higher than 78% of them ($243 against a typical $212), it is bigger than 59% of them (1,642 ft² against a typical 1,536 ft²), its lot is bigger than 57% of them (0.23 ac against a typical 0.22 ac) and it is newer than 43% of them (1984 against a typical 1986). Measured against all of Okaloosa County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Emory St, Mary Esther, FL?

The 2025 property tax bill for 40 Emory St, Mary Esther, FL was $4,250. The county assessed it at $298,125.

More homes on Emory St

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More homes in Mary Esther 32569

Assigned schools

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