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Single Family ResidenceResidential
$389,069$272 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $388,000 on Jul 10, 2026

40 HARBORMIST CIR

BERLIN, MD 21811
2
Baths
1,430 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$389K
$376K low$402K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$388,000 · Jul 10, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,622 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$309,233 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$284,067
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$334,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.64 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.60%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Porch · 192 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Showell Elementary SchoolA
Elementary · Grades PK–3 · 2.0 mi
H
Stephen Decatur High SchoolB+
High · Grades 9–12 · 4.2 mi
M
Stephen Decatur Middle SchoolA+
Middle · Grades 7–8 · 4.4 mi

District: Worcester County Public Schools

Neighborhood · ZIP 21811These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.24,607
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.200 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,659
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,978
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Harbormist Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Berlin 21811
  • Costs less per square foot than 70% of homes in Worcester County
  • Has a smaller lot than 73% of homes in Berlin 21811

What homes are worth in Berlin 21811

Each bar is how many homes fall in that price range. The marker is this home.

This home
$194K$1.2M

This home is worth more than 35% of homes in Berlin 21811.

How it measures up in Berlin 21811

The dot is this home. The mark in the middle is the typical home in Berlin 21811.

Estimated value$389,069
CheaperTypical $444,613Pricier

Pricier than 35% of homes nearby

Price per ft²$272
CheaperTypical $259Pricier

Pricier than 58% of homes nearby

Living area1,430 ft²
SmallerTypical 1,682 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.18 ac
SmallerTypical 0.23 acBigger

Bigger than 27% of homes nearby

Year built1989
OlderTypical 1994Newer

Newer than 37% of homes nearby

How 40 Harbormist Cir ranks against every home in each area.
MeasureThis homeBerlin 21811Worcester County
Estimated valuepricier than$389,06935% of homes36% of homes
Price per ft²pricier than$27258% of homes30% of homes
Living areabigger than1,430 ft²36% of homes59% of homes
Lot sizebigger than0.18 ac27% of homes43% of homes
Year builtnewer than198937% of homes63% of homes

About 40 Harbormist Cir

How much is 40 Harbormist Cir, Berlin, MD worth?

The TopHap Estimate for 40 Harbormist Cir, Berlin, MD is $389,069 as of Aug 30, 2026. The likely range is $376,329 to $401,809. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Harbormist Cir, Berlin, MD last sell?

40 Harbormist Cir, Berlin, MD last sold on Jul 10, 2026 for $388,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 40 Harbormist Cir, Berlin, MD?

40 Harbormist Cir, Berlin, MD has 2 bathrooms, 1,430 square feet of living space and a 0.18-acre lot.

When was 40 Harbormist Cir, Berlin, MD built?

40 Harbormist Cir, Berlin, MD was built in 1989, making it 37 years old. The building has 1 story.

What schools serve 40 Harbormist Cir, Berlin, MD?

40 Harbormist Cir, Berlin, MD is assigned to Showell Elementary School (elementary), rated A; Stephen Decatur High School (high), rated B+; Stephen Decatur Middle School (middle), rated A+. All sit in Worcester County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Harbormist Cir, Berlin, MD compare to other homes in Berlin 21811?

Among the 15,255 homes in Berlin 21811, it is worth more than 35% of them ($389,069 against a typical $444,613), its price per square foot is higher than 58% of them ($272 against a typical $259), it is bigger than 36% of them (1,430 ft² against a typical 1,682 ft²), its lot is bigger than 27% of them (0.18 ac against a typical 0.23 ac) and it is newer than 37% of them (1989 against a typical 1994). Measured against all of Worcester County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Harbormist Cir, Berlin, MD?

The 2025 property tax bill for 40 Harbormist Cir, Berlin, MD was $2,622. The county assessed it at $309,233.

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