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Single Family ResidenceResidential
$538,881$551 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $450,000 on Oct 11, 2023

40 HOWARD AVE

VALHALLA, NY 10595
2
Beds
1
Baths
978 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$539K
$493K low$585K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$450,000 · Oct 11, 2023

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,450 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$550
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,450
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$440,594

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyWESTCHESTER
Lot (acres)The size of the land the home sits on, from county records.0.11
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Virginia Road Elementary School
Elementary · Grades KG–2 · 0.8 mi
M
Valhalla Middle SchoolA-
Middle · Grades 6–8 · 1.3 mi
H
Valhalla High SchoolB+
High · Grades 9–12 · 1.3 mi

District: Valhalla Union Free School District

Neighborhood · ZIP 10595These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.8,911
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,341 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$121,492
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,218
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Howard Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Valhalla 10595
  • Costs more per square foot than 74% of homes in Valhalla 10595
  • Smaller than 96% of homes in Valhalla 10595
  • Has a smaller lot than 88% of homes in Valhalla 10595
  • Older than 88% of homes in Valhalla 10595

What homes are worth in Valhalla 10595

Each bar is how many homes fall in that price range. The marker is this home.

This home
$561K$1.8M

This home is worth less than almost all homes in Valhalla 10595.

How it measures up in Valhalla 10595

The dot is this home. The mark in the middle is the typical home in Valhalla 10595.

Estimated value$538,881
CheaperTypical $870,553Pricier

Cheaper than almost all homes nearby

Price per ft²$551
CheaperTypical $476Pricier

Pricier than 74% of homes nearby

Living area978 ft²
SmallerTypical 1,876 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.11 ac
SmallerTypical 0.25 acBigger

Bigger than 12% of homes nearby

Year built1927
OlderTypical 1956Newer

Newer than 12% of homes nearby

How 40 Howard Ave ranks against every home in each area.
MeasureThis homeValhalla 10595Westchester County
Estimated valuepricier than$538,881almost no homes14% of homes
Price per ft²pricier than$55174% of homes60% of homes
Living areabigger than978 ft²4% of homes4% of homes
Lot sizebigger than0.11 ac12% of homes25% of homes
Year builtnewer than192712% of homes23% of homes

About 40 Howard Ave

How much is 40 Howard Ave, Valhalla, NY worth?

The TopHap Estimate for 40 Howard Ave, Valhalla, NY is $538,881 as of Sep 24, 2026. The likely range is $493,049 to $584,713. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Howard Ave, Valhalla, NY last sell?

40 Howard Ave, Valhalla, NY last sold on Oct 11, 2023 for $450,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 40 Howard Ave, Valhalla, NY?

40 Howard Ave, Valhalla, NY has 2 bedrooms, 1 bathrooms, 978 square feet of living space and a 0.11-acre lot.

When was 40 Howard Ave, Valhalla, NY built?

40 Howard Ave, Valhalla, NY was built in 1927, making it 99 years old. It is a colonial home. The building has 1 story.

What schools serve 40 Howard Ave, Valhalla, NY?

40 Howard Ave, Valhalla, NY is assigned to Virginia Road Elementary School (elementary); Valhalla Middle School (middle), rated A-; Valhalla High School (high), rated B+. All sit in Valhalla Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Howard Ave, Valhalla, NY compare to other homes in Valhalla 10595?

Among the 1,815 homes in Valhalla 10595, it is worth more than almost none of them ($538,881 against a typical $870,553), its price per square foot is higher than 74% of them ($551 against a typical $476), it is bigger than 4% of them (978 ft² against a typical 1,876 ft²), its lot is bigger than 12% of them (0.11 ac against a typical 0.25 ac) and it is newer than 12% of them (1927 against a typical 1956). Measured against all of Westchester County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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