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Residential (General/Single)Residential
$1,111,117$359 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $625,000 on Sep 12, 2018

40 LAKE ST

RAMSEY, NJ 07446
0
Baths
3,095 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$625,000 · Sep 12, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,424 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$900,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$316,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$583,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$894,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$900,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ramsey High SchoolB+
High · Grades 9–12 · 0.3 mi
E
Tisdale Elementary SchoolA
Elementary · Grades PK–3 · 0.6 mi
M
Smith Middle SchoolA
Middle · Grades 6–8 · 1.2 mi

District: Ramsey Borough School District

Neighborhood · ZIP 07446These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.42%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,081
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,698 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$153,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$181,963
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Lake St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Bergen County
  • Costs less per square foot than 89% of homes in Ramsey 07446
  • Bigger than 87% of homes in Ramsey 07446
  • Has a bigger lot than 73% of homes in Bergen County
  • Older than 95% of homes in Ramsey 07446

What homes are worth in Ramsey 07446

Each bar is how many homes fall in that price range. The marker is this home.

This home
$280K$1.7M

This home is worth more than 77% of homes in Ramsey 07446.

How it measures up in Ramsey 07446

The dot is this home. The mark in the middle is the typical home in Ramsey 07446.

Estimated value$1,111,117
CheaperTypical $863,513Pricier

Pricier than 77% of homes nearby

Price per ft²$359
CheaperTypical $441Pricier

Pricier than 11% of homes nearby

Living area3,095 ft²
SmallerTypical 1,992 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.28 ac
SmallerTypical 0.28 acBigger

Bigger than 49% of homes nearby

Year built1915
OlderTypical 1964Newer

Newer than 5% of homes nearby

How 40 Lake St ranks against every home in each area.
MeasureThis homeRamsey 07446Bergen County
Estimated valuepricier than$1,111,11777% of homes79% of homes
Price per ft²pricier than$35911% of homes19% of homes
Living areabigger than3,095 ft²87% of homes87% of homes
Lot sizebigger than0.28 ac49% of homes73% of homes
Year builtnewer than19155% of homes6% of homes

About 40 Lake St

How much is 40 Lake St, Ramsey, NJ worth?

The TopHap Estimate for 40 Lake St, Ramsey, NJ is $1,111,117 as of Oct 21, 2026. The likely range is $1,045,851 to $1,176,383. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Lake St, Ramsey, NJ last sell?

40 Lake St, Ramsey, NJ last sold on Sep 12, 2018 for $625,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 40 Lake St, Ramsey, NJ?

40 Lake St, Ramsey, NJ has 3,095 square feet of living space and a 0.28-acre lot.

When was 40 Lake St, Ramsey, NJ built?

40 Lake St, Ramsey, NJ was built in 1915, making it 111 years old. The building has 2 stories.

What schools serve 40 Lake St, Ramsey, NJ?

40 Lake St, Ramsey, NJ is assigned to Ramsey High School (high), rated B+; Tisdale Elementary School (elementary), rated A; Smith Middle School (middle), rated A. All sit in Ramsey Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Lake St, Ramsey, NJ compare to other homes in Ramsey 07446?

Among the 5,199 homes in Ramsey 07446, it is worth more than 77% of them ($1,111,117 against a typical $863,513), its price per square foot is higher than 11% of them ($359 against a typical $441), it is bigger than 87% of them (3,095 ft² against a typical 1,992 ft²), its lot is bigger than 49% of them (0.28 ac against a typical 0.28 ac) and it is newer than 5% of them (1915 against a typical 1964). Measured against all of Bergen County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Lake St, Ramsey, NJ?

The 2025 property tax bill for 40 Lake St, Ramsey, NJ was $18,424. The county assessed it at $900,100.

More homes on Lake St

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Assigned schools

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