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CondominiumResidential
$361,716$370 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $155,000 on Oct 30, 2008

40 MAIN ST APT 21

NORTH READING, MA 01864
Building report
2
Beds
1
Baths
977 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$362K
$344K low$380K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$155,000 · Oct 30, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,986 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$305,200 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$305,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$311,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
43
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyMiddlesex
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Composition (rolled Mineral Roof)
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
E. Ethel Little Elementary SchoolA-
Elementary · Grades KG–5 · 0.5 mi
M
North Reading Middle SchoolA-
Middle · Grades 6–8 · 1.5 mi
H
North Reading High SchoolA
High · Grades 9–12 · 1.5 mi

District: North Reading School District

Neighborhood · ZIP 01864These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.38
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.15,861
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,181 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$140,298
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$192,654
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Main St Apt 21 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Middlesex County
  • Costs less per square foot than 81% of homes in North Reading 01864
  • Smaller than 90% of homes in North Reading 01864
  • Newer than 68% of homes in Middlesex County

What homes are worth in North Reading 01864

Each bar is how many homes fall in that price range. The marker is this home.

This home
$296K$1.9M

This home is worth more than 7% of homes in North Reading 01864.

How it measures up in North Reading 01864

The dot is this home. The mark in the middle is the typical home in North Reading 01864.

Estimated value$361,716
CheaperTypical $782,797Pricier

Pricier than 7% of homes nearby

Price per ft²$370
CheaperTypical $435Pricier

Pricier than 19% of homes nearby

Living area977 ft²
SmallerTypical 1,782 ft²Bigger

Bigger than 10% of homes nearby

Year built1974
OlderTypical 1974Newer

Newer than 53% of homes nearby

How 40 Main St Apt 21 ranks against every home in each area.
MeasureThis homeNorth Reading 01864Middlesex County
Estimated valuepricier than$361,7167% of homes5% of homes
Price per ft²pricier than$37019% of homes25% of homes
Living areabigger than977 ft²10% of homes10% of homes
Year builtnewer than197453% of homes68% of homes

About 40 Main St Apt 21

How much is 40 Main St Apt 21, North Reading, MA worth?

The TopHap Estimate for 40 Main St Apt 21, North Reading, MA is $361,716 as of Aug 30, 2026. The likely range is $343,795 to $379,637. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Main St Apt 21, North Reading, MA last sell?

40 Main St Apt 21, North Reading, MA last sold on Oct 30, 2008 for $155,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 40 Main St Apt 21, North Reading, MA?

40 Main St Apt 21, North Reading, MA has 2 bedrooms, 1 bathrooms and 977 square feet of living space.

When was 40 Main St Apt 21, North Reading, MA built?

40 Main St Apt 21, North Reading, MA was built in 1974, making it 52 years old. The building has 1 story.

What schools serve 40 Main St Apt 21, North Reading, MA?

40 Main St Apt 21, North Reading, MA is assigned to E. Ethel Little Elementary School (elementary), rated A-; North Reading Middle School (middle), rated A-; North Reading High School (high), rated A. All sit in North Reading School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Main St Apt 21, North Reading, MA compare to other homes in North Reading 01864?

Among the 5,464 homes in North Reading 01864, it is worth more than 7% of them ($361,716 against a typical $782,797), its price per square foot is higher than 19% of them ($370 against a typical $435), it is bigger than 10% of them (977 ft² against a typical 1,782 ft²) and it is newer than 53% of them (1974 against a typical 1974). Measured against all of Middlesex County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Main St Apt 21, North Reading, MA?

The 2025 property tax bill for 40 Main St Apt 21, North Reading, MA was $3,986. The county assessed it at $305,200.

More homes on Main St Apt 21

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Assigned schools

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