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Single Family ResidenceResidential
$1,092,201$396 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $827,000 on Sep 27, 2023

40 N RIVER RD

STUART, FL 34996
3
Beds
4
Baths
2,757 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$788K low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$827,000 · Sep 27, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$873,201
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$698,561
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$219,000
THE FEDERAL SAVINGS BANK · recorded Sep 27, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,572 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$930,630 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$375,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$555,630
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$912,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$930,630

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMartin
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.0.41
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.ElevatorPorch · 300 ft²

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Stuart Middle SchoolB-
Middle · Grades 6–8 · 2.6 mi
E
Felix A. Williams Elementary SchoolA-
Elementary · Grades PK–5 · 3.5 mi
H
Jensen Beach High SchoolB-
High · Grades 9–12 · 4.4 mi

District: Martin County School District

Neighborhood · ZIP 34996These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,526
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.618 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,961
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Martin County
  • Costs more per square foot than 83% of homes in Martin County
  • Bigger than 85% of homes in Martin County
  • Has a bigger lot than 74% of homes in Martin County
  • Newer than 66% of homes in Stuart 34996

What homes are worth in Stuart 34996

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$5.6M

This home is worth more than 77% of homes in Stuart 34996.

How it measures up in Stuart 34996

The dot is this home. The mark in the middle is the typical home in Stuart 34996.

Estimated value$1,092,201
CheaperTypical $443,882Pricier

Pricier than 77% of homes nearby

Price per ft²$396
CheaperTypical $339Pricier

Pricier than 59% of homes nearby

Living area2,757 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.41 ac
SmallerTypical 0.4 acBigger

Bigger than 51% of homes nearby

Year built1981
OlderTypical 1977Newer

Newer than 66% of homes nearby

How 40 N River Rd ranks against every home in each area.
MeasureThis homeStuart 34996Martin County
Estimated valuepricier than$1,092,20177% of homes87% of homes
Price per ft²pricier than$39659% of homes83% of homes
Living areabigger than2,757 ft²82% of homes85% of homes
Lot sizebigger than0.41 ac51% of homes74% of homes
Year builtnewer than198166% of homes38% of homes

About 40 N River Rd

How much is 40 N River Rd, Stuart, FL worth?

The TopHap Estimate for 40 N River Rd, Stuart, FL is $1,092,201 as of Jul 14, 2026. The likely range is $788,457 to $1,395,945. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 N River Rd, Stuart, FL last sell?

40 N River Rd, Stuart, FL last sold on Sep 27, 2023 for $827,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 40 N River Rd, Stuart, FL?

40 N River Rd, Stuart, FL has 3 bedrooms, 4 bathrooms, 2,757 square feet of living space and a 0.41-acre lot.

When was 40 N River Rd, Stuart, FL built?

40 N River Rd, Stuart, FL was built in 1981, making it 45 years old. The building has 1 story.

What schools serve 40 N River Rd, Stuart, FL?

40 N River Rd, Stuart, FL is assigned to Stuart Middle School (middle), rated B-; Felix A. Williams Elementary School (elementary), rated A-; Jensen Beach High School (high), rated B-. All sit in Martin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 N River Rd, Stuart, FL compare to other homes in Stuart 34996?

Among the 7,442 homes in Stuart 34996, it is worth more than 77% of them ($1,092,201 against a typical $443,882), its price per square foot is higher than 59% of them ($396 against a typical $339), it is bigger than 82% of them (2,757 ft² against a typical 1,300 ft²), its lot is bigger than 51% of them (0.41 ac against a typical 0.4 ac) and it is newer than 66% of them (1981 against a typical 1977). Measured against all of Martin County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 N River Rd, Stuart, FL?

The 2024 property tax bill for 40 N River Rd, Stuart, FL was $14,572. The county assessed it at $930,630.

More homes on N River Rd

Closest homes

More homes in Stuart 34996

Assigned schools

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