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Single Family ResidenceResidential
$218,557$150 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $425,000 on Dec 23, 2025

40 N STATE ROUTE 45

LUDLOW, IL 60949
3
Beds
1
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$219K
$192K low$245K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$425,000 · Dec 23, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,082 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,920 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,830
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,090
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$134,760

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFORD
Lot (acres)The size of the land the home sits on, from county records.4.34
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clara Peterson Elementary SchoolB-
Elementary · Grades PK–5 · 3.5 mi
H
Paxton-Buckley-Loda High SchoolD
High · Grades 9–12 · 3.8 mi
M
Paxton-Buckley-Loda Jr High SchoolA-
Middle · Grades 6–8 · 3.9 mi

District: Paxton-Buckley-Loda Community Unit School District 10

Neighborhood · ZIP 60949These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.176
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.984
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,171
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,027
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 N State Route 45 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Ludlow 60949
  • Costs more per square foot than 87% of homes in Ford County
  • Has a bigger lot than 86% of homes in Ford County
  • Older than 76% of homes in Ludlow 60949

What homes are worth in Ludlow 60949

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$388K

This home is worth more than 84% of homes in Ludlow 60949.

How it measures up in Ludlow 60949

The dot is this home. The mark in the middle is the typical home in Ludlow 60949.

Estimated value$218,557
CheaperTypical $82,650Pricier

Pricier than 84% of homes nearby

Price per ft²$150
CheaperTypical $154Pricier

Pricier than 46% of homes nearby

Living area1,456 ft²
SmallerTypical 1,406 ft²Bigger

Bigger than 57% of homes nearby

Lot size4.34 ac
SmallerTypical 1.12 acBigger

Bigger than 80% of homes nearby

Year built1920
OlderTypical 1966Newer

Newer than 24% of homes nearby

How 40 N State Route 45 ranks against every home in each area.
MeasureThis homeLudlow 60949Ford County
Estimated valuepricier than$218,55784% of homes77% of homes
Price per ft²pricier than$15046% of homes87% of homes
Living areabigger than1,456 ft²57% of homes49% of homes
Lot sizebigger than4.34 ac80% of homes86% of homes
Year builtnewer than192024% of homes35% of homes

About 40 N State Route 45

How much is 40 N State Route 45, Ludlow, IL worth?

The TopHap Estimate for 40 N State Route 45, Ludlow, IL is $218,557 as of Jul 14, 2026. The likely range is $192,424 to $244,690. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 N State Route 45, Ludlow, IL last sell?

40 N State Route 45, Ludlow, IL last sold on Dec 23, 2025 for $425,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 40 N State Route 45, Ludlow, IL?

40 N State Route 45, Ludlow, IL has 3 bedrooms, 1 bathrooms, 1,456 square feet of living space and a 4.34-acre lot.

When was 40 N State Route 45, Ludlow, IL built?

40 N State Route 45, Ludlow, IL was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 40 N State Route 45, Ludlow, IL?

40 N State Route 45, Ludlow, IL is assigned to Clara Peterson Elementary School (elementary), rated B-; Paxton-Buckley-Loda High School (high), rated D; Paxton-Buckley-Loda Jr High School (middle), rated A-. All sit in Paxton-Buckley-Loda Community Unit School District 10. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 N State Route 45, Ludlow, IL compare to other homes in Ludlow 60949?

Among the 226 homes in Ludlow 60949, it is worth more than 84% of them ($218,557 against a typical $82,650), its price per square foot is higher than 46% of them ($150 against a typical $154), it is bigger than 57% of them (1,456 ft² against a typical 1,406 ft²), its lot is bigger than 80% of them (4.34 ac against a typical 1.12 ac) and it is newer than 24% of them (1920 against a typical 1966). Measured against all of Ford County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 N State Route 45, Ludlow, IL?

The 2024 property tax bill for 40 N State Route 45, Ludlow, IL was $3,082. The county assessed it at $44,920.

Closest homes

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