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Single Family ResidenceResidential
$1,301,594$474 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

40 OAK ST

WHITE PLAINS, NY 10607
5
Beds
3
Baths
2,747 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.3M
$1M low$1.6M high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,124,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$373,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$750,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,031,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,124,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWESTCHESTER
Lot (acres)The size of the land the home sits on, from county records.0.63
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ardsley High SchoolA+
High · Grades 9–12 · 0.6 mi
E
Concord Road Elementary SchoolB+
Elementary · Grades KG–4 · 0.8 mi
M
Ardsley Middle SchoolA-
Middle · Grades 5–8 · 1.9 mi

District: Ardsley Union Free School District

Neighborhood · ZIP 10607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.109

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.7,255
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,337 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$147,559
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$170,657
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in White Plains 10607
  • Bigger than 93% of homes in White Plains 10607
  • Has a bigger lot than 95% of homes in White Plains 10607
  • Older than 68% of homes in White Plains 10607

What homes are worth in White Plains 10607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$456K$1.6M

This home is worth more than 95% of homes in White Plains 10607.

How it measures up in White Plains 10607

The dot is this home. The mark in the middle is the typical home in White Plains 10607.

Estimated value$1,301,594
CheaperTypical $771,363Pricier

Pricier than 95% of homes nearby

Price per ft²$474
CheaperTypical $504Pricier

Pricier than 40% of homes nearby

Living area2,747 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.63 ac
SmallerTypical 0.23 acBigger

Bigger than 95% of homes nearby

Year built1953
OlderTypical 1957Newer

Newer than 32% of homes nearby

How 40 Oak St ranks against every home in each area.
MeasureThis homeWhite Plains 10607Westchester County
Estimated valuepricier than$1,301,59495% of homes74% of homes
Price per ft²pricier than$47440% of homes39% of homes
Living areabigger than2,747 ft²93% of homes72% of homes
Lot sizebigger than0.63 ac95% of homes80% of homes
Year builtnewer than195332% of homes46% of homes

About 40 Oak St

How much is 40 Oak St, White Plains, NY worth?

The TopHap Estimate for 40 Oak St, White Plains, NY is $1,301,594 as of Aug 30, 2026. The likely range is $1,009,328 to $1,593,859. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Oak St, White Plains, NY last sell?

40 Oak St, White Plains, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 40 Oak St, White Plains, NY?

40 Oak St, White Plains, NY has 5 bedrooms, 3 bathrooms, 2,747 square feet of living space and a 0.63-acre lot.

When was 40 Oak St, White Plains, NY built?

40 Oak St, White Plains, NY was built in 1953, making it 73 years old. The building has 1 story.

What schools serve 40 Oak St, White Plains, NY?

40 Oak St, White Plains, NY is assigned to Ardsley High School (high), rated A+; Concord Road Elementary School (elementary), rated B+; Ardsley Middle School (middle), rated A-. All sit in Ardsley Union Free School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Oak St, White Plains, NY compare to other homes in White Plains 10607?

Among the 2,263 homes in White Plains 10607, it is worth more than 95% of them ($1,301,594 against a typical $771,363), its price per square foot is higher than 40% of them ($474 against a typical $504), it is bigger than 93% of them (2,747 ft² against a typical 1,482 ft²), its lot is bigger than 95% of them (0.63 ac against a typical 0.23 ac) and it is newer than 32% of them (1953 against a typical 1957). Measured against all of Westchester County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Oak St

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Assigned schools

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