Skip to content
Skip to content
TopHapOpen in map
Residential (General/Single)Residential
$443,512$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $20,000 on Nov 8, 2021

40 POINT PL

MONTEREY, TN 38574
3
Beds
2
Baths
1,754 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$444K
$393K low$494K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,000 · Nov 8, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$897 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,025 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,525
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$79,025
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$316,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.49 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.3.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 300 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pleasant Hill Elementary SchoolC-
Elementary · Grades PK–8 · 8.2 mi
H
Cumberland County High SchoolC-
High · Grades 9–12 · 15.4 mi

District: Cumberland County School District

Neighborhood · ZIP 38574These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,309
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Point Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Cumberland County
  • Costs more per square foot than 88% of homes in Cumberland County
  • Has a bigger lot than 76% of homes in Cumberland County
  • Among the newest homes in Cumberland County

What homes are worth in Monterey 38574

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$780K

This home is worth more than 78% of homes in Monterey 38574.

How it measures up in Monterey 38574

The dot is this home. The mark in the middle is the typical home in Monterey 38574.

Estimated value$443,512
CheaperTypical $249,735Pricier

Pricier than 78% of homes nearby

Price per ft²$253
CheaperTypical $167Pricier

Pricier than 83% of homes nearby

Living area1,754 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 64% of homes nearby

Lot size3 ac
SmallerTypical 2.5 acBigger

Bigger than 54% of homes nearby

Year built2023
OlderTypical 1994Newer

Newer than 98% of homes nearby

How 40 Point Pl ranks against every home in each area.
MeasureThis homeCumberland CoveMonterey 38574Cumberland County
Estimated valuepricier than$443,51257% of homes78% of homes81% of homes
Price per ft²pricier than$25366% of homes83% of homes88% of homes
Living areabigger than1,754 ft²41% of homes64% of homes63% of homes
Lot sizebigger than3 ac48% of homes54% of homes76% of homes
Year builtnewer than2023almost all homes98% of homesalmost all homes

About 40 Point Pl

How much is 40 Point Pl, Monterey, TN worth?

The TopHap Estimate for 40 Point Pl, Monterey, TN is $443,512 as of Jul 14, 2026. The likely range is $393,189 to $493,835. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Point Pl, Monterey, TN last sell?

40 Point Pl, Monterey, TN last sold on Nov 8, 2021 for $20,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 40 Point Pl, Monterey, TN?

40 Point Pl, Monterey, TN has 3 bedrooms, 2 bathrooms, 1,754 square feet of living space and a 3.00-acre lot.

When was 40 Point Pl, Monterey, TN built?

40 Point Pl, Monterey, TN was built in 2023, making it 3 years old. The building has 1 story.

What schools serve 40 Point Pl, Monterey, TN?

40 Point Pl, Monterey, TN is assigned to Pleasant Hill Elementary School (elementary), rated C-; Cumberland County High School (high), rated C-. All sit in Cumberland County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Point Pl, Monterey, TN compare to other homes in Monterey 38574?

Among the 3,755 homes in Monterey 38574, it is worth more than 78% of them ($443,512 against a typical $249,735), its price per square foot is higher than 83% of them ($253 against a typical $167), it is bigger than 64% of them (1,754 ft² against a typical 1,496 ft²), its lot is bigger than 54% of them (3 ac against a typical 2.5 ac) and it is newer than 98% of them (2023 against a typical 1994). Measured against all of Cumberland County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Point Pl, Monterey, TN?

The 2024 property tax bill for 40 Point Pl, Monterey, TN was $897. The county assessed it at $79,025.

More homes on Point Pl

Closest homes

More homes in Monterey 38574

Assigned schools

Explore the area

See this home in context

Open 40 Point Pl on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map