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Single Family ResidenceResidential
$404,235$437 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $412,000 on Aug 12, 2026

40 RAY CT

BEDMINSTER, NJ 07921
0
Baths
926 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
417 ft²
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.

Valuation

$404K
$390K low$418K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$412,000 · Aug 12, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$149,235
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$119,388
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$255,000
Null Placeholder · 6.43% · recorded Aug 12, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,100 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$365,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$178,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$187,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$340,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$365,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountySOMERSET
Lot (acres)The size of the land the home sits on, from county records.0.01
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bedminster Township Public SchoolA-
Elementary · Grades PK–8 · 2.1 mi
H
Bernards High SchoolA-
High · Grades 9–12 · 6.1 mi

District: Bedminster Township School District

Neighborhood · ZIP 07921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.100

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,033
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.400 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,517
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$164,690
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Ray Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Somerset County
  • Costs more per square foot than 86% of homes in Somerset County
  • Smaller than 95% of homes in Somerset County
  • Has a smaller lot than 97% of homes in Somerset County

What homes are worth in Bedminster 07921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$145K$1.5M

This home is worth more than 31% of homes in Bedminster 07921.

How it measures up in Bedminster 07921

The dot is this home. The mark in the middle is the typical home in Bedminster 07921.

Estimated value$404,235
CheaperTypical $502,830Pricier

Pricier than 31% of homes nearby

Price per ft²$437
CheaperTypical $410Pricier

Pricier than 73% of homes nearby

Living area926 ft²
SmallerTypical 1,163 ft²Bigger

Bigger than 25% of homes nearby

Lot size417 ft²
SmallerTypical 784 ft²Bigger

Bigger than 23% of homes nearby

Year built1986
OlderTypical 1987Newer

Newer than 46% of homes nearby

How 40 Ray Ct ranks against every home in each area.
MeasureThis homeBedminster 07921Somerset County
Estimated valuepricier than$404,23531% of homes10% of homes
Price per ft²pricier than$43773% of homes86% of homes
Living areabigger than926 ft²25% of homes5% of homes
Lot sizebigger than417 ft²23% of homes3% of homes
Year builtnewer than198646% of homes60% of homes

About 40 Ray Ct

How much is 40 Ray Ct, Bedminster, NJ worth?

The TopHap Estimate for 40 Ray Ct, Bedminster, NJ is $404,235 as of Jul 14, 2026. The likely range is $390,359 to $418,111. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Ray Ct, Bedminster, NJ last sell?

40 Ray Ct, Bedminster, NJ last sold on Aug 12, 2026 for $412,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 40 Ray Ct, Bedminster, NJ?

40 Ray Ct, Bedminster, NJ has 926 square feet of living space and a 0.01-acre lot.

When was 40 Ray Ct, Bedminster, NJ built?

40 Ray Ct, Bedminster, NJ was built in 1986, making it 40 years old. It is a condo/apartment home.

What schools serve 40 Ray Ct, Bedminster, NJ?

40 Ray Ct, Bedminster, NJ is assigned to Bedminster Township Public School (elementary), rated A-; Bernards High School (high), rated A-. All sit in Bedminster Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Ray Ct, Bedminster, NJ compare to other homes in Bedminster 07921?

Among the 3,993 homes in Bedminster 07921, it is worth more than 31% of them ($404,235 against a typical $502,830), its price per square foot is higher than 73% of them ($437 against a typical $410), it is bigger than 25% of them (926 ft² against a typical 1,163 ft²), its lot is bigger than 23% of them (417 ft² against a typical 784 ft²) and it is newer than 46% of them (1986 against a typical 1987). Measured against all of Somerset County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Ray Ct, Bedminster, NJ?

The 2025 property tax bill for 40 Ray Ct, Bedminster, NJ was $4,100. The county assessed it at $365,300.

Closest homes

More homes in Bedminster 07921

Assigned schools

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