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Rural ResidenceResidential
$225,967$283 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $170,000 on May 13, 2021

40 REFUGE RIDGE RD

MURPHY, NC 28906
2
Beds
2
Baths
798 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.88 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.

Valuation

$226K
$196K low$256K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · May 13, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$909 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$116,850 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$116,850

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCHEROKEE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2021
Lot (acres)The size of the land the home sits on, from county records.0.88
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hiwassee Dam High SchoolB
High · Grades 9–12 · 1.8 mi
E
Hiwassee Dam Elementary & Middle SchoolA-
Elementary · Grades PK–8 · 1.8 mi

District: Cherokee County Schools

Neighborhood · ZIP 28906These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,751
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,416
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,607
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Refuge Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 74% of homes in Cherokee County
  • Smaller than 92% of homes in Cherokee County
  • Has a smaller lot than 74% of homes in Murphy 28906
  • Newer than 94% of homes in Cherokee County

What homes are worth in Murphy 28906

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$679K

This home is worth more than 36% of homes in Murphy 28906.

How it measures up in Murphy 28906

The dot is this home. The mark in the middle is the typical home in Murphy 28906.

Estimated value$225,967
CheaperTypical $277,607Pricier

Pricier than 36% of homes nearby

Price per ft²$283
CheaperTypical $225Pricier

Pricier than 70% of homes nearby

Living area798 ft²
SmallerTypical 1,312 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.88 ac
SmallerTypical 1.34 acBigger

Bigger than 26% of homes nearby

Year built2020
OlderTypical 1996Newer

Newer than 93% of homes nearby

How 40 Refuge Ridge Rd ranks against every home in each area.
MeasureThis homeMurphy 28906Cherokee County
Estimated valuepricier than$225,96736% of homes41% of homes
Price per ft²pricier than$28370% of homes74% of homes
Living areabigger than798 ft²9% of homes8% of homes
Lot sizebigger than0.88 ac26% of homes27% of homes
Year builtnewer than202093% of homes94% of homes

About 40 Refuge Ridge Rd

How much is 40 Refuge Ridge Rd, Murphy, NC worth?

The TopHap Estimate for 40 Refuge Ridge Rd, Murphy, NC is $225,967 as of Jul 14, 2026. The likely range is $195,650 to $256,284. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Refuge Ridge Rd, Murphy, NC last sell?

40 Refuge Ridge Rd, Murphy, NC last sold on May 13, 2021 for $170,000, according to the county's recorded deed.

How big is 40 Refuge Ridge Rd, Murphy, NC?

40 Refuge Ridge Rd, Murphy, NC has 2 bedrooms, 2 bathrooms, 798 square feet of living space and a 0.88-acre lot.

When was 40 Refuge Ridge Rd, Murphy, NC built?

40 Refuge Ridge Rd, Murphy, NC was built in 2020, making it 6 years old.

What schools serve 40 Refuge Ridge Rd, Murphy, NC?

40 Refuge Ridge Rd, Murphy, NC is assigned to Hiwassee Dam High School (high), rated B; Hiwassee Dam Elementary & Middle School (elementary), rated A-. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Refuge Ridge Rd, Murphy, NC compare to other homes in Murphy 28906?

Among the 14,392 homes in Murphy 28906, it is worth more than 36% of them ($225,967 against a typical $277,607), its price per square foot is higher than 70% of them ($283 against a typical $225), it is bigger than 9% of them (798 ft² against a typical 1,312 ft²), its lot is bigger than 26% of them (0.88 ac against a typical 1.34 ac) and it is newer than 93% of them (2020 against a typical 1996). Measured against all of Cherokee County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Refuge Ridge Rd, Murphy, NC?

The 2025 property tax bill for 40 Refuge Ridge Rd, Murphy, NC was $909. The county assessed it at $116,850.

More homes on Refuge Ridge Rd

Closest homes

More homes in Murphy 28906

Assigned schools

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