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Single Family ResidenceResidential
$326,675$296 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

40 RIDGE RD

MONTGOMERY, NY 12549
3
Beds
1
Baths
1,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$327K
$309K low$344K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$116,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$43,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$72,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$116,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$313,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOrange
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 479 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 12549These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.77

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,635
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.310 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,473
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,283
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Montgomery 12549
  • Costs more per square foot than 82% of homes in Montgomery 12549
  • Smaller than 92% of homes in Montgomery 12549
  • Has a bigger lot than 73% of homes in Orange County
  • Older than 76% of homes in Montgomery 12549

What homes are worth in Montgomery 12549

Each bar is how many homes fall in that price range. The marker is this home.

This home
$261K$868K

This home is worth more than 9% of homes in Montgomery 12549.

How it measures up in Montgomery 12549

The dot is this home. The mark in the middle is the typical home in Montgomery 12549.

Estimated value$326,675
CheaperTypical $472,436Pricier

Pricier than 9% of homes nearby

Price per ft²$296
CheaperTypical $253Pricier

Pricier than 82% of homes nearby

Living area1,104 ft²
SmallerTypical 1,961 ft²Bigger

Bigger than 8% of homes nearby

Lot size1 ac
SmallerTypical 1 acBigger

Bigger than 52% of homes nearby

Year built1955
OlderTypical 1985Newer

Newer than 24% of homes nearby

How 40 Ridge Rd ranks against every home in each area.
MeasureThis homeMontgomery 12549Orange County
Estimated valuepricier than$326,6759% of homes19% of homes
Price per ft²pricier than$29682% of homes71% of homes
Living areabigger than1,104 ft²8% of homes14% of homes
Lot sizebigger than1 ac52% of homes73% of homes
Year builtnewer than195524% of homes30% of homes

About 40 Ridge Rd

How much is 40 Ridge Rd, Montgomery, NY worth?

The TopHap Estimate for 40 Ridge Rd, Montgomery, NY is $326,675 as of Sep 24, 2026. The likely range is $309,136 to $344,214. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 40 Ridge Rd, Montgomery, NY?

40 Ridge Rd, Montgomery, NY has 3 bedrooms, 1 bathrooms, 1,104 square feet of living space and a 1.00-acre lot.

When was 40 Ridge Rd, Montgomery, NY built?

40 Ridge Rd, Montgomery, NY was built in 1955, making it 71 years old. It is a ranch home. The building has 1 story.

How does 40 Ridge Rd, Montgomery, NY compare to other homes in Montgomery 12549?

Among the 3,346 homes in Montgomery 12549, it is worth more than 9% of them ($326,675 against a typical $472,436), its price per square foot is higher than 82% of them ($296 against a typical $253), it is bigger than 8% of them (1,104 ft² against a typical 1,961 ft²), its lot is bigger than 52% of them (1 ac against a typical 1 ac) and it is newer than 24% of them (1955 against a typical 1985). Measured against all of Orange County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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