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Single Family ResidenceResidential
$927,293$207 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $400,000 on Dec 13, 2021

40 RIDGEWAY ST

WATSONVILLE, CA 95076
2
Beds
1
Baths
4,469 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$927K
$863K low$992K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Dec 13, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,230 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$579,246 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$335,832
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$243,414
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$567,889
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$711,450

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
64
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
18
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
46
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANTA CRUZ
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Wall Unit
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(13)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Calabasas ElementaryC-
Elementary · Grades KG–6 · 1.1 mi
H
Aptos High SchoolA-
High · Grades 9–12 · 4.5 mi
M
Aptos Junior HighC
Middle · Grades 7–8 · 5.3 mi

District: Pajaro Valley Joint Unified School District

Neighborhood · ZIP 95076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.510

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.83,352
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.573 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,517
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,801
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Ridgeway St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Watsonville 95076
  • Among the lowest price per square foot in Watsonville 95076
  • Bigger than 98% of homes in Watsonville 95076
  • Has a bigger lot than 94% of homes in Santa Cruz County
  • Older than 82% of homes in Watsonville 95076

What homes are worth in Watsonville 95076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$398K$2.1M

This home is worth more than 75% of homes in Watsonville 95076.

How it measures up in Watsonville 95076

The dot is this home. The mark in the middle is the typical home in Watsonville 95076.

Estimated value$927,293
CheaperTypical $734,427Pricier

Pricier than 75% of homes nearby

Price per ft²$207
CheaperTypical $476Pricier

Cheaper than almost all homes nearby

Living area4,469 ft²
SmallerTypical 1,513 ft²Bigger

Bigger than 98% of homes nearby

Lot size2.44 ac
SmallerTypical 0.17 acBigger

Bigger than 89% of homes nearby

Year built1948
OlderTypical 1973Newer

Newer than 18% of homes nearby

How 40 Ridgeway St ranks against every home in each area.
MeasureThis homeWatsonville 95076Santa Cruz County
Estimated valuepricier than$927,29375% of homes39% of homes
Price per ft²pricier than$207almost no homesalmost no homes
Living areabigger than4,469 ft²98% of homes98% of homes
Lot sizebigger than2.44 ac89% of homes94% of homes
Year builtnewer than194818% of homes20% of homes

About 40 Ridgeway St

How much is 40 Ridgeway St, Watsonville, CA worth?

The TopHap Estimate for 40 Ridgeway St, Watsonville, CA is $927,293 as of Aug 30, 2026. The likely range is $862,744 to $991,842. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Ridgeway St, Watsonville, CA last sell?

40 Ridgeway St, Watsonville, CA last sold on Dec 13, 2021 for $400,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 40 Ridgeway St, Watsonville, CA?

40 Ridgeway St, Watsonville, CA has 2 bedrooms, 1 bathrooms and 4,469 square feet of living space.

When was 40 Ridgeway St, Watsonville, CA built?

40 Ridgeway St, Watsonville, CA was built in 1948, making it 78 years old.

What schools serve 40 Ridgeway St, Watsonville, CA?

40 Ridgeway St, Watsonville, CA is assigned to Calabasas Elementary (elementary), rated C-; Aptos High School (high), rated A-; Aptos Junior High (middle), rated C. All sit in Pajaro Valley Joint Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Ridgeway St, Watsonville, CA compare to other homes in Watsonville 95076?

Among the 16,204 homes in Watsonville 95076, it is worth more than 75% of them ($927,293 against a typical $734,427), its price per square foot is higher than almost none of them ($207 against a typical $476), it is bigger than 98% of them (4,469 ft² against a typical 1,513 ft²), its lot is bigger than 89% of them (2.44 ac against a typical 0.17 ac) and it is newer than 18% of them (1948 against a typical 1973). Measured against all of Santa Cruz County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Ridgeway St, Watsonville, CA?

The 2025 property tax bill for 40 Ridgeway St, Watsonville, CA was $7,230. The county assessed it at $579,246.

More homes on Ridgeway St

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