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Single Family ResidenceResidential
$224,651$92 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $275,000 on Aug 26, 2026

40 RIDING RIDGE RD

ELGIN, SC 29045
0
Baths
2,436 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$225K
$162K low$287K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$275,000 · Aug 26, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$821 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$99,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$115,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$114,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.10
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKERSHAW
Lot (acres)The size of the land the home sits on, from county records.2.00
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 156 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wateree Elementary SchoolB-
Elementary · Grades KG–5 · 2.3 mi
H
Lugoff-Elgin High SchoolC+
High · Grades 9–12 · 3.4 mi
M
Lugoff-Elgin Middle SchoolC-
Middle · Grades 6–8 · 3.8 mi

District: Kershaw County School District

Neighborhood · ZIP 29045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.137

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,447
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.411 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,786
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,104
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Riding Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Elgin 29045
  • Costs less per square foot than 95% of homes in Elgin 29045
  • Has a bigger lot than 87% of homes in Elgin 29045

What homes are worth in Elgin 29045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$850K

This home is worth more than 19% of homes in Elgin 29045.

How it measures up in Elgin 29045

The dot is this home. The mark in the middle is the typical home in Elgin 29045.

Estimated value$224,651
CheaperTypical $299,793Pricier

Pricier than 19% of homes nearby

Price per ft²$92
CheaperTypical $131Pricier

Pricier than 5% of homes nearby

Living area2,436 ft²
SmallerTypical 2,295 ft²Bigger

Bigger than 55% of homes nearby

Lot size2 ac
SmallerTypical 0.42 acBigger

Bigger than 87% of homes nearby

Year built2005
OlderTypical 2007Newer

Newer than 46% of homes nearby

How 40 Riding Ridge Rd ranks against every home in each area.
MeasureThis homeElgin 29045Kershaw County
Estimated valuepricier than$224,65119% of homes40% of homes
Price per ft²pricier than$925% of homes27% of homes
Living areabigger than2,436 ft²55% of homes63% of homes
Lot sizebigger than2 ac87% of homes74% of homes
Year builtnewer than200546% of homes64% of homes

About 40 Riding Ridge Rd

How much is 40 Riding Ridge Rd, Elgin, SC worth?

The TopHap Estimate for 40 Riding Ridge Rd, Elgin, SC is $224,651 as of Jul 14, 2026. The likely range is $162,090 to $287,212. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Riding Ridge Rd, Elgin, SC last sell?

40 Riding Ridge Rd, Elgin, SC last sold on Aug 26, 2026 for $275,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 40 Riding Ridge Rd, Elgin, SC?

40 Riding Ridge Rd, Elgin, SC has 2,436 square feet of living space and a 2.00-acre lot.

When was 40 Riding Ridge Rd, Elgin, SC built?

40 Riding Ridge Rd, Elgin, SC was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 40 Riding Ridge Rd, Elgin, SC?

40 Riding Ridge Rd, Elgin, SC is assigned to Wateree Elementary School (elementary), rated B-; Lugoff-Elgin High School (high), rated C+; Lugoff-Elgin Middle School (middle), rated C-. All sit in Kershaw County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Riding Ridge Rd, Elgin, SC compare to other homes in Elgin 29045?

Among the 12,800 homes in Elgin 29045, it is worth more than 19% of them ($224,651 against a typical $299,793), its price per square foot is higher than 5% of them ($92 against a typical $131), it is bigger than 55% of them (2,436 ft² against a typical 2,295 ft²), its lot is bigger than 87% of them (2 ac against a typical 0.42 ac) and it is newer than 46% of them (2005 against a typical 2007). Measured against all of Kershaw County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Riding Ridge Rd, Elgin, SC?

The 2025 property tax bill for 40 Riding Ridge Rd, Elgin, SC was $821. The county assessed it at $114,600.

More homes on Riding Ridge Rd

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