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Single Family ResidenceResidential
$525,055$331 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

40 SEWARD ST

SARATOGA SPRINGS, NY 12866
4
Beds
1.5
Baths
1,585 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1969
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$525K
$487K low$563K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,571 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$176,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$115,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$176,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$436,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountySARATOGA
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 434 ft²Porch · 24 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Division Street Elementary SchoolA-
Elementary · Grades KG–5 · 0.5 mi
H
Saratoga Springs High SchoolA-
High · Grades 9–12 · 1.1 mi
M
Maple Avenue Middle SchoolA+
Middle · Grades 6–8 · 1.7 mi

District: Saratoga Springs City School District

Neighborhood · ZIP 12866These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.40,545
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.565 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$102,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,143
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Seward St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Saratoga County
  • Costs more per square foot than 86% of homes in Saratoga County
  • Smaller than 65% of homes in Saratoga Springs 12866
  • Has a smaller lot than 78% of homes in Saratoga County
  • Older than 67% of homes in Saratoga County

What homes are worth in Saratoga Springs 12866

Each bar is how many homes fall in that price range. The marker is this home.

This home
$297K$2M

This home is worth more than 36% of homes in Saratoga Springs 12866.

How it measures up in Saratoga Springs 12866

The dot is this home. The mark in the middle is the typical home in Saratoga Springs 12866.

Estimated value$525,055
CheaperTypical $610,811Pricier

Pricier than 36% of homes nearby

Price per ft²$331
CheaperTypical $337Pricier

Pricier than 48% of homes nearby

Living area1,585 ft²
SmallerTypical 1,872 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.23 ac
SmallerTypical 0.29 acBigger

Bigger than 40% of homes nearby

Year built1969
OlderTypical 1984Newer

Newer than 34% of homes nearby

How 40 Seward St ranks against every home in each area.
MeasureThis homeSaratoga Springs 12866Saratoga County
Estimated valuepricier than$525,05536% of homes66% of homes
Price per ft²pricier than$33148% of homes86% of homes
Living areabigger than1,585 ft²35% of homes38% of homes
Lot sizebigger than0.23 ac40% of homes22% of homes
Year builtnewer than196934% of homes33% of homes

About 40 Seward St

How much is 40 Seward St, Saratoga Springs, NY worth?

The TopHap Estimate for 40 Seward St, Saratoga Springs, NY is $525,055 as of Oct 21, 2026. The likely range is $487,327 to $562,783. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Seward St, Saratoga Springs, NY last sell?

40 Seward St, Saratoga Springs, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 40 Seward St, Saratoga Springs, NY?

40 Seward St, Saratoga Springs, NY has 4 bedrooms, 1.5 bathrooms, 1,585 square feet of living space and a 0.23-acre lot.

When was 40 Seward St, Saratoga Springs, NY built?

40 Seward St, Saratoga Springs, NY was built in 1969, making it 57 years old. It is a raised ranch home. The building has 1 story.

What schools serve 40 Seward St, Saratoga Springs, NY?

40 Seward St, Saratoga Springs, NY is assigned to Division Street Elementary School (elementary), rated A-; Saratoga Springs High School (high), rated A-; Maple Avenue Middle School (middle), rated A+. All sit in Saratoga Springs City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Seward St, Saratoga Springs, NY compare to other homes in Saratoga Springs 12866?

Among the 13,789 homes in Saratoga Springs 12866, it is worth more than 36% of them ($525,055 against a typical $610,811), its price per square foot is higher than 48% of them ($331 against a typical $337), it is bigger than 35% of them (1,585 ft² against a typical 1,872 ft²), its lot is bigger than 40% of them (0.23 ac against a typical 0.29 ac) and it is newer than 34% of them (1969 against a typical 1984). Measured against all of Saratoga County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Seward St, Saratoga Springs, NY?

The 2025 property tax bill for 40 Seward St, Saratoga Springs, NY was $5,571. The county assessed it at $176,700.

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