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Single Family ResidenceResidential
$630,789$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $330,381 on Nov 10, 2003

40 SPENCER DR

JACKSON, NJ 08527
3
Beds
2
Baths
2,578 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$631K
$610K low$652K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$330,381 · Nov 10, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,926 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$617,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$199,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$417,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$617,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$617,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Howard C. Johnson Elementary SchoolC-
Elementary · Grades PK–5 · 2.9 mi
M
Carl W. Goetz Middle SchoolB-
Middle · Grades 6–8 · 4.0 mi
H
Jackson Memorial High SchoolD+
High · Grades 9–12 · 4.2 mi

District: Jackson Township School District

Neighborhood · ZIP 08527These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.61,445
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.683 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,749
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,896
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Spencer Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 87% of homes in Jackson 08527
  • Bigger than 86% of homes in Ocean County
  • Has a smaller lot than 69% of homes in Jackson 08527
  • Newer than 82% of homes in Ocean County

What homes are worth in Jackson 08527

Each bar is how many homes fall in that price range. The marker is this home.

This home
$278K$1.3M

This home is worth more than 48% of homes in Jackson 08527.

How it measures up in Jackson 08527

The dot is this home. The mark in the middle is the typical home in Jackson 08527.

Estimated value$630,789
CheaperTypical $640,146Pricier

Pricier than 48% of homes nearby

Price per ft²$245
CheaperTypical $315Pricier

Pricier than 13% of homes nearby

Living area2,578 ft²
SmallerTypical 2,012 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.21 ac
SmallerTypical 0.43 acBigger

Bigger than 31% of homes nearby

Year built2003
OlderTypical 1991Newer

Newer than 80% of homes nearby

How 40 Spencer Dr ranks against every home in each area.
MeasureThis homeJackson 08527Ocean County
Estimated valuepricier than$630,78948% of homes59% of homes
Price per ft²pricier than$24513% of homes15% of homes
Living areabigger than2,578 ft²76% of homes86% of homes
Lot sizebigger than0.21 ac31% of homes64% of homes
Year builtnewer than200380% of homes82% of homes

About 40 Spencer Dr

How much is 40 Spencer Dr, Jackson, NJ worth?

The TopHap Estimate for 40 Spencer Dr, Jackson, NJ is $630,789 as of Oct 21, 2026. The likely range is $609,818 to $651,760. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Spencer Dr, Jackson, NJ last sell?

40 Spencer Dr, Jackson, NJ last sold on Nov 10, 2003 for $330,381, according to the county's recorded deed.

How big is 40 Spencer Dr, Jackson, NJ?

40 Spencer Dr, Jackson, NJ has 3 bedrooms, 2 bathrooms, 2,578 square feet of living space and a 0.21-acre lot.

When was 40 Spencer Dr, Jackson, NJ built?

40 Spencer Dr, Jackson, NJ was built in 2003, making it 23 years old. It is a ranch home. The building has 1 story.

What schools serve 40 Spencer Dr, Jackson, NJ?

40 Spencer Dr, Jackson, NJ is assigned to Howard C. Johnson Elementary School (elementary), rated C-; Carl W. Goetz Middle School (middle), rated B-; Jackson Memorial High School (high), rated D+. All sit in Jackson Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Spencer Dr, Jackson, NJ compare to other homes in Jackson 08527?

Among the 18,194 homes in Jackson 08527, it is worth more than 48% of them ($630,789 against a typical $640,146), its price per square foot is higher than 13% of them ($245 against a typical $315), it is bigger than 76% of them (2,578 ft² against a typical 2,012 ft²), its lot is bigger than 31% of them (0.21 ac against a typical 0.43 ac) and it is newer than 80% of them (2003 against a typical 1991). Measured against all of Ocean County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Spencer Dr, Jackson, NJ?

The 2025 property tax bill for 40 Spencer Dr, Jackson, NJ was $8,926. The county assessed it at $617,300.

More homes on Spencer Dr

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Assigned schools

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