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Single Family ResidenceResidential
$1,774,537$759 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,450,000 on Jun 19, 2023

40 STEPHEN ST

GLEN RIDGE, NJ 07028
0
Baths
2,337 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.

Valuation

$1.8M
$1.7M low$1.8M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,450,000 · Jun 19, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$542,037
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$433,630
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.74%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,232,500
HARBORONE MORTGAGE LLC · recorded Jun 19, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$25,489 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,206,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$637,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$568,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$726,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,206,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.19
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Forest Avenue Elementary School
Elementary · Grades PK–2 · 0.3 mi
M
Glen Ridge High SchoolA-
Middle · Grades 7–12 · 1.8 mi

District: Glen Ridge Borough School District

Neighborhood · ZIP 07028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.28
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.8,650
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,568 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$198,652
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$268,789
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Stephen St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Essex County
  • Costs more per square foot than 98% of homes in Essex County
  • Newer than 77% of homes in Glen Ridge 07028

What homes are worth in Glen Ridge 07028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$549K$2.6M

This home is worth more than 83% of homes in Glen Ridge 07028.

How it measures up in Glen Ridge 07028

The dot is this home. The mark in the middle is the typical home in Glen Ridge 07028.

Estimated value$1,774,537
CheaperTypical $1,211,538Pricier

Pricier than 83% of homes nearby

Price per ft²$759
CheaperTypical $564Pricier

Pricier than 97% of homes nearby

Living area2,337 ft²
SmallerTypical 2,152 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.19 ac
SmallerTypical 0.2 acBigger

Bigger than 46% of homes nearby

Year built1930
OlderTypical 1923Newer

Newer than 77% of homes nearby

How 40 Stephen St ranks against every home in each area.
MeasureThis homeGlen Ridge 07028Essex County
Estimated valuepricier than$1,774,53783% of homes94% of homes
Price per ft²pricier than$75997% of homes98% of homes
Living areabigger than2,337 ft²58% of homes60% of homes
Lot sizebigger than0.19 ac46% of homes64% of homes
Year builtnewer than193077% of homes48% of homes

About 40 Stephen St

How much is 40 Stephen St, Glen Ridge, NJ worth?

The TopHap Estimate for 40 Stephen St, Glen Ridge, NJ is $1,774,537 as of Jul 14, 2026. The likely range is $1,712,539 to $1,836,535. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Stephen St, Glen Ridge, NJ last sell?

40 Stephen St, Glen Ridge, NJ last sold on Jun 19, 2023 for $1,450,000, according to the county's recorded deed.

How big is 40 Stephen St, Glen Ridge, NJ?

40 Stephen St, Glen Ridge, NJ has 2,337 square feet of living space and a 0.19-acre lot.

When was 40 Stephen St, Glen Ridge, NJ built?

40 Stephen St, Glen Ridge, NJ was built in 1930, making it 96 years old.

What schools serve 40 Stephen St, Glen Ridge, NJ?

40 Stephen St, Glen Ridge, NJ is assigned to Forest Avenue Elementary School (elementary); Glen Ridge High School (middle), rated A-. All sit in Glen Ridge Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Stephen St, Glen Ridge, NJ compare to other homes in Glen Ridge 07028?

Among the 2,376 homes in Glen Ridge 07028, it is worth more than 83% of them ($1,774,537 against a typical $1,211,538), its price per square foot is higher than 97% of them ($759 against a typical $564), it is bigger than 58% of them (2,337 ft² against a typical 2,152 ft²), its lot is bigger than 46% of them (0.19 ac against a typical 0.2 ac) and it is newer than 77% of them (1930 against a typical 1923). Measured against all of Essex County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Stephen St, Glen Ridge, NJ?

The 2025 property tax bill for 40 Stephen St, Glen Ridge, NJ was $25,489. The county assessed it at $1,206,400.

More homes on Stephen St

Closest homes

More homes in Glen Ridge 07028

Assigned schools

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