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Single Family ResidenceResidential
$215,712$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $122,500 on May 16, 2011

40 UNION ST

WATERBURY, VT 05676
2
Beds
1
Baths
1,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,485 ft²
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$216K
$194K low$237K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$122,500 · May 16, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,778 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$81,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$25,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$141,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
91
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.08
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Brookside Primary SchoolB-
Elementary · Grades PK–4 · 0.3 mi
M
Crossett Brook Middle SchoolB
Middle · Grades 5–8 · 1.4 mi
H
Harwood Union Middle / High SchoolA+
High · Grades 7–12 · 6.1 mi

District: Harwood Unified School District

Neighborhood · ZIP 05676These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,290
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,721
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,846
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Union St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Waterbury 05676
  • Costs less per square foot than 96% of homes in Waterbury 05676
  • Smaller than 68% of homes in Waterbury 05676
  • Has a smaller lot than 98% of homes in Waterbury 05676
  • Older than 89% of homes in Waterbury 05676

What homes are worth in Waterbury 05676

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$1.3M

This home is worth more than 7% of homes in Waterbury 05676.

How it measures up in Waterbury 05676

The dot is this home. The mark in the middle is the typical home in Waterbury 05676.

Estimated value$215,712
CheaperTypical $441,710Pricier

Pricier than 7% of homes nearby

Price per ft²$175
CheaperTypical $299Pricier

Pricier than 4% of homes nearby

Living area1,232 ft²
SmallerTypical 1,548 ft²Bigger

Bigger than 32% of homes nearby

Lot size3,485 ft²
SmallerTypical 1.8 acBigger

Bigger than 2% of homes nearby

Year built1890
OlderTypical 1981Newer

Newer than 11% of homes nearby

How 40 Union St ranks against every home in each area.
MeasureThis homeWaterbury 05676Washington County
Estimated valuepricier than$215,7127% of homes15% of homes
Price per ft²pricier than$1754% of homes15% of homes
Living areabigger than1,232 ft²32% of homes33% of homes
Lot sizebigger than3,485 ft²2% of homes7% of homes
Year builtnewer than189011% of homes11% of homes

About 40 Union St

How much is 40 Union St, Waterbury, VT worth?

The TopHap Estimate for 40 Union St, Waterbury, VT is $215,712 as of Aug 30, 2026. The likely range is $194,122 to $237,302. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Union St, Waterbury, VT last sell?

40 Union St, Waterbury, VT last sold on May 16, 2011 for $122,500, according to the county's recorded deed.

How big is 40 Union St, Waterbury, VT?

40 Union St, Waterbury, VT has 2 bedrooms, 1 bathrooms, 1,232 square feet of living space and a 0.08-acre lot.

When was 40 Union St, Waterbury, VT built?

40 Union St, Waterbury, VT was built in 1890, making it 136 years old. The building has 1 story.

What schools serve 40 Union St, Waterbury, VT?

40 Union St, Waterbury, VT is assigned to Brookside Primary School (elementary), rated B-; Crossett Brook Middle School (middle), rated B; Harwood Union Middle / High School (high), rated A+. All sit in Harwood Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Union St, Waterbury, VT compare to other homes in Waterbury 05676?

Among the 2,024 homes in Waterbury 05676, it is worth more than 7% of them ($215,712 against a typical $441,710), its price per square foot is higher than 4% of them ($175 against a typical $299), it is bigger than 32% of them (1,232 ft² against a typical 1,548 ft²), its lot is bigger than 2% of them (3,485 ft² against a typical 1.8 ac) and it is newer than 11% of them (1890 against a typical 1981). Measured against all of Washington County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Union St, Waterbury, VT?

The 2025 property tax bill for 40 Union St, Waterbury, VT was $1,778. The county assessed it at $81,700.

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