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Duplex (2 Units, Any Combination)Residential

40 WATER ST # 42

NORTH ANDOVER, MA 01845
5
Beds
2
Baths
2,340 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1850
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,264 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$645,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$310,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$334,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$626,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
87
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.102 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountyEssex
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gas
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Andover High SchoolA
High · Grades 9–12 · 0.6 mi
M
North Andover Middle SchoolB
Middle · Grades 6–8 · 0.7 mi
E
AtkinsonD+
Elementary · Grades 1–5 · 0.9 mi

District: North Andover School District

Neighborhood · ZIP 01845These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.33,053
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,181 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$137,878
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$165,511
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Water St # 42 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 69% of homes in Essex County
  • Has a smaller lot than 70% of homes in North Andover 01845
  • Among the oldest homes in North Andover 01845

How it measures up in North Andover 01845

The dot is this home. The mark in the middle is the typical home in North Andover 01845.

Living area2,340 ft²
SmallerTypical 2,237 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.35 ac
SmallerTypical 1 acBigger

Bigger than 30% of homes nearby

Year built1850
OlderTypical 1977Newer

Older than almost all homes nearby

How 40 Water St # 42 ranks against every home in each area.
MeasureThis homeNorth Andover 01845Essex County
Living areabigger than2,340 ft²54% of homes69% of homes
Lot sizebigger than0.35 ac30% of homes60% of homes
Year builtnewer than1850almost no homes4% of homes

About 40 Water St # 42

When did 40 Water St # 42, North Andover, MA last sell?

40 Water St # 42, North Andover, MA last sold on Jan 12, 2010, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 40 Water St # 42, North Andover, MA?

40 Water St # 42, North Andover, MA has 5 bedrooms, 2 bathrooms, 2,340 square feet of living space and a 0.35-acre lot.

When was 40 Water St # 42, North Andover, MA built?

40 Water St # 42, North Andover, MA was built in 1850, making it 176 years old. It is a duplex single home. The building has 2 stories.

What schools serve 40 Water St # 42, North Andover, MA?

40 Water St # 42, North Andover, MA is assigned to North Andover High School (high), rated A; North Andover Middle School (middle), rated B; Atkinson (elementary), rated D+. All sit in North Andover School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Water St # 42, North Andover, MA compare to other homes in North Andover 01845?

Among the 9,078 homes in North Andover 01845, it is bigger than 54% of them (2,340 ft² against a typical 2,237 ft²), its lot is bigger than 30% of them (0.35 ac against a typical 1 ac) and it is newer than almost none of them (1850 against a typical 1977). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Water St # 42, North Andover, MA?

The 2025 property tax bill for 40 Water St # 42, North Andover, MA was $7,264. The county assessed it at $645,100.

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