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Single Family ResidenceResidential
$189,581$57 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

40 WATER ST

POLAND, OH 44514
4
Beds
2
Baths
3,341 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1851
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$190K
$142K low$237K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,979 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$74,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$63,650
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$74,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$211,450

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.112 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMahoning
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2007
Lot (acres)The size of the land the home sits on, from county records.0.39
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 80 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
McKinley Elementary SchoolA-
Elementary · Grades KG–3 · 0.4 mi
M
Poland Seminary High SchoolB+
Middle · Grades 7–12 · 1.8 mi

District: Poland Local School District

Neighborhood · ZIP 44514These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.55
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.20,858
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.897 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,128
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,233
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Youngstown 44514
  • Among the lowest price per square foot in Youngstown 44514
  • Bigger than 97% of homes in Mahoning County
  • Has a bigger lot than 67% of homes in Mahoning County
  • Among the oldest homes in Mahoning County

What homes are worth in Youngstown 44514

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$794K

This home is worth more than 30% of homes in Youngstown 44514.

How it measures up in Youngstown 44514

The dot is this home. The mark in the middle is the typical home in Youngstown 44514.

Estimated value$189,581
CheaperTypical $250,462Pricier

Pricier than 30% of homes nearby

Price per ft²$57
CheaperTypical $158Pricier

Cheaper than almost all homes nearby

Living area3,341 ft²
SmallerTypical 1,610 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.39 ac
SmallerTypical 0.37 acBigger

Bigger than 53% of homes nearby

Year built1851
OlderTypical 1960Newer

Older than almost all homes nearby

How 40 Water St ranks against every home in each area.
MeasureThis homeYoungstown 44514Mahoning County
Estimated valuepricier than$189,58130% of homes56% of homes
Price per ft²pricier than$57almost no homes18% of homes
Living areabigger than3,341 ft²95% of homes97% of homes
Lot sizebigger than0.39 ac53% of homes67% of homes
Year builtnewer than1851almost no homesalmost no homes

About 40 Water St

How much is 40 Water St, Poland, OH worth?

The TopHap Estimate for 40 Water St, Poland, OH is $189,581 as of Oct 21, 2026. The likely range is $141,786 to $237,376. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 40 Water St, Poland, OH?

40 Water St, Poland, OH has 4 bedrooms, 2 bathrooms, 3,341 square feet of living space and a 0.39-acre lot.

When was 40 Water St, Poland, OH built?

40 Water St, Poland, OH was built in 1851, making it 175 years old. It is a conventional home. The building has 2 stories.

What schools serve 40 Water St, Poland, OH?

40 Water St, Poland, OH is assigned to McKinley Elementary School (elementary), rated A-; Poland Seminary High School (middle), rated B+. All sit in Poland Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Water St, Poland, OH compare to other homes in Youngstown 44514?

Among the 9,498 homes in Youngstown 44514, it is worth more than 30% of them ($189,581 against a typical $250,462), its price per square foot is higher than almost none of them ($57 against a typical $158), it is bigger than 95% of them (3,341 ft² against a typical 1,610 ft²), its lot is bigger than 53% of them (0.39 ac against a typical 0.37 ac) and it is newer than almost none of them (1851 against a typical 1960). Measured against all of Mahoning County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Water St, Poland, OH?

The 2024 property tax bill for 40 Water St, Poland, OH was $3,979. The county assessed it at $74,000.

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