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Convenience Store (7-11)Commercial
Last sold for $100,000 on May 2, 2014

400 ELM ST

LUDLOW, KY 41016
0
Baths
1,612 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1868
Year BuiltThe year the home was originally built, according to county records.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · May 2, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,769 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$227,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$67,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$160,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$212,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$227,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Convenience Store (7-11)
CountyKENTON
Lot (acres)The size of the land the home sits on, from county records.0.25
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary A. Goetz Elementary SchoolC-
Elementary · Grades PK–6 · 0.2 mi
M
Ludlow High SchoolB-
Middle · Grades 7–12 · 0.2 mi

District: Ludlow Independent School District

Neighborhood · ZIP 41016These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.212
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.5,689
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,782 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,510
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,149
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

400 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 68% of homes in Covington 41016
  • Has a bigger lot than 98% of homes in Covington 41016
  • Among the oldest homes in Kenton County

How it measures up in Covington 41016

The dot is this home. The mark in the middle is the typical home in Covington 41016.

Living area1,612 ft²
SmallerTypical 1,364 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.25 ac
SmallerTypical 3,485 ft²Bigger

Bigger than 98% of homes nearby

Year built1868
OlderTypical 1925Newer

Older than almost all homes nearby

How 400 Elm St ranks against every home in each area.
MeasureThis homeCovington 41016Kenton County
Living areabigger than1,612 ft²68% of homes60% of homes
Lot sizebigger than0.25 ac98% of homes55% of homes
Year builtnewer than1868almost no homesalmost no homes

About 400 Elm St

When did 400 Elm St, Ludlow, KY last sell?

400 Elm St, Ludlow, KY last sold on May 2, 2014 for $100,000, according to the county's recorded deed.

How big is 400 Elm St, Ludlow, KY?

400 Elm St, Ludlow, KY has 1,612 square feet of living space and a 0.25-acre lot.

When was 400 Elm St, Ludlow, KY built?

400 Elm St, Ludlow, KY was built in 1868, making it 158 years old.

What schools serve 400 Elm St, Ludlow, KY?

400 Elm St, Ludlow, KY is assigned to Mary A. Goetz Elementary School (elementary), rated C-; Ludlow High School (middle), rated B-. All sit in Ludlow Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 400 Elm St, Ludlow, KY compare to other homes in Covington 41016?

Among the 2,345 homes in Covington 41016, it is bigger than 68% of them (1,612 ft² against a typical 1,364 ft²), its lot is bigger than 98% of them (0.25 ac against a typical 3,485 ft²) and it is newer than almost none of them (1868 against a typical 1925). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 400 Elm St, Ludlow, KY?

The 2025 property tax bill for 400 Elm St, Ludlow, KY was $2,769. The county assessed it at $227,000.

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Assigned schools

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