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Commercial (General)Commercial
Last sold for $400,000 on Nov 23, 2020

400 MATTHEWS ST

GARDNER, MA 01440
0
Baths
24.9 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Nov 23, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$19,044 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,326,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$356,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$969,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.85 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Commercial (General)
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.24.90
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Gardner Middle SchoolD-
Middle · Grades 5–7 · 0.8 mi
E
Gardner Elementary SchoolD-
Elementary · Grades PK–4 · 0.9 mi
H
Gardner High SchoolC-
High · Grades 8–12 · 1.1 mi

District: Gardner School District

Neighborhood · ZIP 01440These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,657
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.854 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,433
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,787
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

400 Matthews St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest lots in Gardner 01440

How it measures up in Gardner 01440

The dot is this home. The mark in the middle is the typical home in Gardner 01440.

Lot size24.9 ac
SmallerTypical 0.29 acBigger

Bigger than almost all homes nearby

How 400 Matthews St ranks against every home in each area.
MeasureThis homeGardner 01440Worcester County
Lot sizebigger than24.9 acalmost all homes98% of homes

About 400 Matthews St

When did 400 Matthews St, Gardner, MA last sell?

400 Matthews St, Gardner, MA last sold on Nov 23, 2020 for $400,000, according to the county's recorded deed.

What schools serve 400 Matthews St, Gardner, MA?

400 Matthews St, Gardner, MA is assigned to Gardner Middle School (middle), rated D-; Gardner Elementary School (elementary), rated D-; Gardner High School (high), rated C-. All sit in Gardner School District. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 400 Matthews St, Gardner, MA?

The 2025 property tax bill for 400 Matthews St, Gardner, MA was $19,044. The county assessed it at $1,326,200.

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