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Single Family ResidenceResidential
$160,055$109 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $30,000 on Apr 14, 2005

400 WATER ST

MONTROSE, IA 52639
3
Beds
2.5
Baths
1,464 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$160K
$113K low$207K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$30,000 · Apr 14, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$414 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$36,960 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,210
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$33,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$36,960

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.126 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLEE
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 48 ft²Patio · 48 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Central Lee Middle SchoolA-
Middle · Grades 5–8 · 6.3 mi
E
Central Lee Elementary SchoolC-
Elementary · Grades PK–4 · 6.3 mi
H
Central Lee High SchoolA-
High · Grades 9–12 · 6.5 mi

District: Central Lee Community School District

Neighborhood · ZIP 52639These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,897
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,119
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,191
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

400 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 83% of homes in Montrose 52639
  • Newer than 76% of homes in Lee County

What homes are worth in Montrose 52639

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$489K

This home is worth more than 51% of homes in Montrose 52639.

How it measures up in Montrose 52639

The dot is this home. The mark in the middle is the typical home in Montrose 52639.

Estimated value$160,055
CheaperTypical $157,599Pricier

Pricier than 51% of homes nearby

Price per ft²$109
CheaperTypical $118Pricier

Pricier than 41% of homes nearby

Living area1,464 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.24 ac
SmallerTypical 0.88 acBigger

Bigger than 17% of homes nearby

Year built1977
OlderTypical 1974Newer

Newer than 60% of homes nearby

How 400 Water St ranks against every home in each area.
MeasureThis homeMontrose 52639Lee County
Estimated valuepricier than$160,05551% of homes63% of homes
Price per ft²pricier than$10941% of homes59% of homes
Living areabigger than1,464 ft²62% of homes57% of homes
Lot sizebigger than0.24 ac17% of homes45% of homes
Year builtnewer than197760% of homes76% of homes

About 400 Water St

How much is 400 Water St, Montrose, IA worth?

The TopHap Estimate for 400 Water St, Montrose, IA is $160,055 as of Aug 30, 2026. The likely range is $113,332 to $206,778. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 400 Water St, Montrose, IA last sell?

400 Water St, Montrose, IA last sold on Apr 14, 2005 for $30,000, according to the county's recorded deed.

How big is 400 Water St, Montrose, IA?

400 Water St, Montrose, IA has 3 bedrooms, 2.5 bathrooms, 1,464 square feet of living space and a 0.24-acre lot.

When was 400 Water St, Montrose, IA built?

400 Water St, Montrose, IA was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 400 Water St, Montrose, IA?

400 Water St, Montrose, IA is assigned to Central Lee Middle School (middle), rated A-; Central Lee Elementary School (elementary), rated C-; Central Lee High School (high), rated A-. All sit in Central Lee Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 400 Water St, Montrose, IA compare to other homes in Montrose 52639?

Among the 871 homes in Montrose 52639, it is worth more than 51% of them ($160,055 against a typical $157,599), its price per square foot is higher than 41% of them ($109 against a typical $118), it is bigger than 62% of them (1,464 ft² against a typical 1,320 ft²), its lot is bigger than 17% of them (0.24 ac against a typical 0.88 ac) and it is newer than 60% of them (1977 against a typical 1974). Measured against all of Lee County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 400 Water St, Montrose, IA?

The 2025 property tax bill for 400 Water St, Montrose, IA was $414. The county assessed it at $36,960.

More homes on Water St

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