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Single Family ResidenceResidential
$321,838$119 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

401 CLAY ST

DAYTON, KY 41074
6
Beds
3
Baths
2,704 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$322K
$303K low$341K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,461 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$195,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$185,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$195,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$195,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCampbell
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln Elementary SchoolC-
Elementary · Grades PK–6 · 0.1 mi
M
Dayton High SchoolD+
Middle · Grades 7–12 · 0.1 mi

District: Dayton Independent School District

Neighborhood · ZIP 41074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.214
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.5,519
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,842 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,767
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,319
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Dayton 41074
  • Costs less per square foot than 90% of homes in Campbell County
  • Bigger than 95% of homes in Dayton 41074
  • Has a bigger lot than 74% of homes in Dayton 41074
  • Newer than 87% of homes in Dayton 41074

What homes are worth in Dayton 41074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$595K

This home is worth more than 86% of homes in Dayton 41074.

How it measures up in Dayton 41074

The dot is this home. The mark in the middle is the typical home in Dayton 41074.

Estimated value$321,838
CheaperTypical $187,505Pricier

Pricier than 86% of homes nearby

Price per ft²$119
CheaperTypical $150Pricier

Pricier than 24% of homes nearby

Living area2,704 ft²
SmallerTypical 1,307 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.13 ac
SmallerTypical 3,528 ft²Bigger

Bigger than 74% of homes nearby

Year built1988
OlderTypical 1910Newer

Newer than 87% of homes nearby

How 401 Clay St ranks against every home in each area.
MeasureThis homeDayton 41074Campbell County
Estimated valuepricier than$321,83886% of homes63% of homes
Price per ft²pricier than$11924% of homes10% of homes
Living areabigger than2,704 ft²95% of homes93% of homes
Lot sizebigger than0.13 ac74% of homes35% of homes
Year builtnewer than198887% of homes71% of homes

About 401 Clay St

How much is 401 Clay St, Dayton, KY worth?

The TopHap Estimate for 401 Clay St, Dayton, KY is $321,838 as of Oct 21, 2026. The likely range is $302,688 to $340,988. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 Clay St, Dayton, KY last sell?

401 Clay St, Dayton, KY last sold on Jun 6, 2025, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 401 Clay St, Dayton, KY?

401 Clay St, Dayton, KY has 6 bedrooms, 3 bathrooms, 2,704 square feet of living space and a 0.13-acre lot.

When was 401 Clay St, Dayton, KY built?

401 Clay St, Dayton, KY was built in 1988, making it 38 years old. The building has 2 stories.

What schools serve 401 Clay St, Dayton, KY?

401 Clay St, Dayton, KY is assigned to Lincoln Elementary School (elementary), rated C-; Dayton High School (middle), rated D+. All sit in Dayton Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 Clay St, Dayton, KY compare to other homes in Dayton 41074?

Among the 1,961 homes in Dayton 41074, it is worth more than 86% of them ($321,838 against a typical $187,505), its price per square foot is higher than 24% of them ($119 against a typical $150), it is bigger than 95% of them (2,704 ft² against a typical 1,307 ft²), its lot is bigger than 74% of them (0.13 ac against a typical 3,528 ft²) and it is newer than 87% of them (1988 against a typical 1910). Measured against all of Campbell County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 Clay St, Dayton, KY?

The 2025 property tax bill for 401 Clay St, Dayton, KY was $2,461. The county assessed it at $195,000.

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