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Single Family ResidenceResidential
$115,323$104 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $24,500 on Sep 26, 2022

401 DERBY ST

SAINT JO, TX 76265
0
Baths
1,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$115K
$109K low$121K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$24,500 · Sep 26, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$267 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,860 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$49,760
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$55,860

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONTAGUE
Lot (acres)The size of the land the home sits on, from county records.0.16
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 48 ft²Porch · 80 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Saint Jo High SchoolB
High · Grades 7–12 · 0.3 mi
E
Saint Jo Elementary SchoolB
Elementary · Grades PK–6 · 0.4 mi

District: Saint Jo Independent School District

Neighborhood · ZIP 76265These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,422
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,453
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,349
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 Derby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Montague County
  • Costs less per square foot than 87% of homes in Montague County
  • Smaller than 79% of homes in Saint Jo 76265
  • Has a smaller lot than 98% of homes in Saint Jo 76265
  • Older than 72% of homes in Montague County

What homes are worth in Saint Jo 76265

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$1.4M

This home is worth more than 16% of homes in Saint Jo 76265.

How it measures up in Saint Jo 76265

The dot is this home. The mark in the middle is the typical home in Saint Jo 76265.

Estimated value$115,323
CheaperTypical $221,840Pricier

Pricier than 16% of homes nearby

Price per ft²$104
CheaperTypical $140Pricier

Pricier than 20% of homes nearby

Living area1,104 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.16 ac
SmallerTypical 2.64 acBigger

Bigger than 2% of homes nearby

Year built1960
OlderTypical 1979Newer

Newer than 37% of homes nearby

How 401 Derby St ranks against every home in each area.
MeasureThis homeSaint Jo 76265Montague County
Estimated valuepricier than$115,32316% of homes8% of homes
Price per ft²pricier than$10420% of homes13% of homes
Living areabigger than1,104 ft²21% of homes22% of homes
Lot sizebigger than0.16 ac2% of homes2% of homes
Year builtnewer than196037% of homes28% of homes

About 401 Derby St

How much is 401 Derby St, Saint Jo, TX worth?

The TopHap Estimate for 401 Derby St, Saint Jo, TX is $115,323 as of Sep 24, 2026. The likely range is $109,271 to $121,375. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 Derby St, Saint Jo, TX last sell?

401 Derby St, Saint Jo, TX last sold on Sep 26, 2022 for $24,500, according to the county's recorded deed.

How big is 401 Derby St, Saint Jo, TX?

401 Derby St, Saint Jo, TX has 1,104 square feet of living space and a 0.16-acre lot.

When was 401 Derby St, Saint Jo, TX built?

401 Derby St, Saint Jo, TX was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 401 Derby St, Saint Jo, TX?

401 Derby St, Saint Jo, TX is assigned to Saint Jo High School (high), rated B; Saint Jo Elementary School (elementary), rated B. All sit in Saint Jo Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 Derby St, Saint Jo, TX compare to other homes in Saint Jo 76265?

Among the 813 homes in Saint Jo 76265, it is worth more than 16% of them ($115,323 against a typical $221,840), its price per square foot is higher than 20% of them ($104 against a typical $140), it is bigger than 21% of them (1,104 ft² against a typical 1,568 ft²), its lot is bigger than 2% of them (0.16 ac against a typical 2.64 ac) and it is newer than 37% of them (1960 against a typical 1979). Measured against all of Montague County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 Derby St, Saint Jo, TX?

The 2025 property tax bill for 401 Derby St, Saint Jo, TX was $267. The county assessed it at $55,860.

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