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Mobile HomeResidential
Last sold for $125,000 on Feb 17, 2026

401 E FLORENCE ST

BAY CITY, MI 48706
3
Beds
2
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Feb 17, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,257 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,800 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$48,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$105,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
85
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.95 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Mobile Home
StyleThe architectural style of the home, such as ranch or colonial.Mobile/Manufactured
CountyBAY
Lot (acres)The size of the land the home sits on, from county records.0.20
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 60 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Handy Middle SchoolD+
Middle · Grades 6–8 · 0.4 mi
E
Kolb Elementary SchoolC
Elementary · Grades KG–5 · 1.1 mi
H
Bay City Central High SchoolC+
High · Grades 9–12 · 1.9 mi

District: Bay City School District

Neighborhood · ZIP 48706These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.39,140
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.528 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,404
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 E Florence St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 87% of homes in Midland Street
  • Among the newest homes in Midland Street

How it measures up in Bay City 48706

The dot is this home. The mark in the middle is the typical home in Bay City 48706.

Living area1,248 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.2 ac
SmallerTypical 0.3 acBigger

Bigger than 29% of homes nearby

Year built1995
OlderTypical 1958Newer

Newer than 86% of homes nearby

How 401 E Florence St ranks against every home in each area.
MeasureThis homeMidland StreetBay City 48706Bay County
Living areabigger than1,248 ft²47% of homes38% of homes38% of homes
Lot sizebigger than0.2 ac87% of homes29% of homes30% of homes
Year builtnewer than1995almost all homes86% of homes87% of homes

About 401 E Florence St

When did 401 E Florence St, Bay City, MI last sell?

401 E Florence St, Bay City, MI last sold on Feb 17, 2026 for $125,000, according to the county's recorded deed.

How big is 401 E Florence St, Bay City, MI?

401 E Florence St, Bay City, MI has 3 bedrooms, 2 bathrooms, 1,248 square feet of living space and a 0.20-acre lot.

When was 401 E Florence St, Bay City, MI built?

401 E Florence St, Bay City, MI was built in 1995, making it 31 years old. It is a mobile/manufactured home.

What schools serve 401 E Florence St, Bay City, MI?

401 E Florence St, Bay City, MI is assigned to Handy Middle School (middle), rated D+; Kolb Elementary School (elementary), rated C; Bay City Central High School (high), rated C+. All sit in Bay City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 E Florence St, Bay City, MI compare to other homes in Bay City 48706?

Among the 15,668 homes in Bay City 48706, it is bigger than 38% of them (1,248 ft² against a typical 1,392 ft²), its lot is bigger than 29% of them (0.2 ac against a typical 0.3 ac) and it is newer than 86% of them (1995 against a typical 1958). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 E Florence St, Bay City, MI?

The 2026 property tax bill for 401 E Florence St, Bay City, MI was $2,257. The county assessed it at $52,800.

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