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Single Family ResidenceResidential
$717,842$139 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

401 E RIVER BLUFF DR

OZARK, MO 65721
4
Beds
1
Baths
5,177 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.

Valuation

$718K
$677K low$758K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$432,842
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$346,274
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$285,000
SOUTHERN BANK · recorded Jan 29, 2021

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$84,740 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$79,520
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$446,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
18
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
52
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChristian
Lot (acres)The size of the land the home sits on, from county records.2.90
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Elementary SchoolB
Elementary · Grades KG–5 · 0.7 mi
M
Ozark Middle SchoolA
Middle · Grades 6–7 · 0.8 mi
H
Ozark High SchoolA-
High · Grades 10–12 · 1.5 mi

District: Ozark R-Vi School District

Neighborhood · ZIP 65721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.128
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,664
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.343 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,475
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,706
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 E River Bluff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Christian County
  • Costs less per square foot than 83% of homes in Ozark 65721
  • Among the largest homes in Christian County
  • Has a bigger lot than 77% of homes in Ozark 65721

What homes are worth in Ozark 65721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$958K

This home is worth more than 94% of homes in Ozark 65721.

How it measures up in Ozark 65721

The dot is this home. The mark in the middle is the typical home in Ozark 65721.

Estimated value$717,842
CheaperTypical $345,068Pricier

Pricier than 94% of homes nearby

Price per ft²$139
CheaperTypical $170Pricier

Pricier than 17% of homes nearby

Living area5,177 ft²
SmallerTypical 1,903 ft²Bigger

Bigger than 98% of homes nearby

Lot size2.9 ac
SmallerTypical 0.34 acBigger

Bigger than 77% of homes nearby

Year built1994
OlderTypical 1999Newer

Newer than 39% of homes nearby

How 401 E River Bluff Dr ranks against every home in each area.
MeasureThis homeOzark 65721Christian County
Estimated valuepricier than$717,84294% of homes95% of homes
Price per ft²pricier than$13917% of homes20% of homes
Living areabigger than5,177 ft²98% of homesalmost all homes
Lot sizebigger than2.9 ac77% of homes69% of homes
Year builtnewer than199439% of homes40% of homes

About 401 E River Bluff Dr

How much is 401 E River Bluff Dr, Ozark, MO worth?

The TopHap Estimate for 401 E River Bluff Dr, Ozark, MO is $717,842 as of Jul 14, 2026. The likely range is $677,211 to $758,473. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 E River Bluff Dr, Ozark, MO last sell?

401 E River Bluff Dr, Ozark, MO last sold on Mar 11, 2019, according to the county's recorded deed.

How big is 401 E River Bluff Dr, Ozark, MO?

401 E River Bluff Dr, Ozark, MO has 4 bedrooms, 1 bathrooms, 5,177 square feet of living space and a 2.90-acre lot.

When was 401 E River Bluff Dr, Ozark, MO built?

401 E River Bluff Dr, Ozark, MO was built in 1994, making it 32 years old.

What schools serve 401 E River Bluff Dr, Ozark, MO?

401 E River Bluff Dr, Ozark, MO is assigned to North Elementary School (elementary), rated B; Ozark Middle School (middle), rated A; Ozark High School (high), rated A-. All sit in Ozark R-Vi School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 E River Bluff Dr, Ozark, MO compare to other homes in Ozark 65721?

Among the 11,492 homes in Ozark 65721, it is worth more than 94% of them ($717,842 against a typical $345,068), its price per square foot is higher than 17% of them ($139 against a typical $170), it is bigger than 98% of them (5,177 ft² against a typical 1,903 ft²), its lot is bigger than 77% of them (2.9 ac against a typical 0.34 ac) and it is newer than 39% of them (1994 against a typical 1999). Measured against all of Christian County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Ozark 65721

Assigned schools

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