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Single Family ResidenceResidential
$315,093$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

401 N MAIN ST

BAILEY, TX 75413
2
Baths
2,189 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.

Valuation

$315K
$216K low$414K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$581 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$155,050 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,550
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$94,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$156,460
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$155,050

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
52
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFannin
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Wood Frame
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²Porch · 168 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rather L HC-
Middle · Grades 7–8 · 10.3 mi
H
Bonham High SchoolD+
High · Grades 9–12 · 10.8 mi
E
Finley-Oates Elementary SchoolD+
Elementary · Grades KG–3 · 11.0 mi

District: Bonham Independent School District

Neighborhood · ZIP 75413These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.24 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,511
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,974
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 N Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Bailey 75413
  • Bigger than 81% of homes in Bailey 75413
  • Older than 81% of homes in Fannin County

What homes are worth in Bailey 75413

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$1.8M

This home is worth more than 70% of homes in Bailey 75413.

How it measures up in Bailey 75413

The dot is this home. The mark in the middle is the typical home in Bailey 75413.

Estimated value$315,093
CheaperTypical $230,000Pricier

Pricier than 70% of homes nearby

Price per ft²$144
CheaperTypical $167Pricier

Pricier than 43% of homes nearby

Living area2,189 ft²
SmallerTypical 1,432 ft²Bigger

Bigger than 81% of homes nearby

Lot size1 ac
SmallerTypical 0.75 acBigger

Bigger than 62% of homes nearby

Year built1947
OlderTypical 1975Newer

Newer than 33% of homes nearby

How 401 N Main St ranks against every home in each area.
MeasureThis homeBailey 75413Fannin County
Estimated valuepricier than$315,09370% of homes57% of homes
Price per ft²pricier than$14443% of homes42% of homes
Living areabigger than2,189 ft²81% of homes71% of homes
Lot sizebigger than1 ac62% of homes49% of homes
Year builtnewer than194733% of homes19% of homes

About 401 N Main St

How much is 401 N Main St, Bailey, TX worth?

The TopHap Estimate for 401 N Main St, Bailey, TX is $315,093 as of Sep 24, 2026. The likely range is $216,034 to $414,152. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 N Main St, Bailey, TX last sell?

401 N Main St, Bailey, TX last sold on May 11, 1993, according to the county's recorded deed.

How big is 401 N Main St, Bailey, TX?

401 N Main St, Bailey, TX has 2 bathrooms, 2,189 square feet of living space and a 1.00-acre lot.

When was 401 N Main St, Bailey, TX built?

401 N Main St, Bailey, TX was built in 1947, making it 79 years old.

What schools serve 401 N Main St, Bailey, TX?

401 N Main St, Bailey, TX is assigned to Rather L H (middle), rated C-; Bonham High School (high), rated D+; Finley-Oates Elementary School (elementary), rated D+. All sit in Bonham Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 N Main St, Bailey, TX compare to other homes in Bailey 75413?

Among the 133 homes in Bailey 75413, it is worth more than 70% of them ($315,093 against a typical $230,000), its price per square foot is higher than 43% of them ($144 against a typical $167), it is bigger than 81% of them (2,189 ft² against a typical 1,432 ft²), its lot is bigger than 62% of them (1 ac against a typical 0.75 ac) and it is newer than 33% of them (1947 against a typical 1975). Measured against all of Fannin County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 N Main St, Bailey, TX?

The 2024 property tax bill for 401 N Main St, Bailey, TX was $581. The county assessed it at $155,050.

More homes on N Main St

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Assigned schools

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