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Single Family ResidenceResidential
$138,766$199 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

401 N RACE ST

URBANA, IL 61801
1
Baths
697 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,990 ft²
Lot SizeThe size of the land the home sits on, from county records.
1894
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$139K
$121K low$156K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.896%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,200,000
LONGVIEW BANK · recorded Aug 12, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,869 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,210 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,960
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,210
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$141,630

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChampaign
Lot (acres)The size of the land the home sits on, from county records.0.09
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Leal Elementary SchoolC+
Elementary · Grades KG–5 · 0.5 mi
H
Urbana High SchoolD-
High · Grades 9–12 · 0.8 mi
M
Urbana Middle SchoolD
Middle · Grades 6–8 · 0.9 mi

District: Urbana School District 116

Neighborhood · ZIP 61801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.30%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.24,829
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,378 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,599
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,901
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 N Race St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Champaign County
  • Costs more per square foot than 71% of homes in Champaign County
  • Smaller than 98% of homes in Champaign County
  • Has a smaller lot than 95% of homes in Urbana 61801
  • Older than 97% of homes in Champaign County

What homes are worth in Urbana 61801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$477K

This home is worth more than 25% of homes in Urbana 61801.

How it measures up in Urbana 61801

The dot is this home. The mark in the middle is the typical home in Urbana 61801.

Estimated value$138,766
CheaperTypical $200,850Pricier

Pricier than 25% of homes nearby

Price per ft²$199
CheaperTypical $164Pricier

Pricier than 69% of homes nearby

Living area697 ft²
SmallerTypical 1,173 ft²Bigger

Bigger than 4% of homes nearby

Lot size3,990 ft²
SmallerTypical 0.15 acBigger

Bigger than 5% of homes nearby

Year built1894
OlderTypical 1952Newer

Newer than 5% of homes nearby

How 401 N Race St ranks against every home in each area.
MeasureThis homeUrbana 61801Champaign County
Estimated valuepricier than$138,76625% of homes20% of homes
Price per ft²pricier than$19969% of homes71% of homes
Living areabigger than697 ft²4% of homes2% of homes
Lot sizebigger than3,990 ft²5% of homes6% of homes
Year builtnewer than18945% of homes3% of homes

About 401 N Race St

How much is 401 N Race St, Urbana, IL worth?

The TopHap Estimate for 401 N Race St, Urbana, IL is $138,766 as of Jul 14, 2026. The likely range is $121,176 to $156,356. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 N Race St, Urbana, IL last sell?

401 N Race St, Urbana, IL last sold on Aug 12, 2025, according to the county's recorded deed.

How big is 401 N Race St, Urbana, IL?

401 N Race St, Urbana, IL has 1 bathrooms, 697 square feet of living space and a 0.09-acre lot.

When was 401 N Race St, Urbana, IL built?

401 N Race St, Urbana, IL was built in 1894, making it 132 years old. The building has 2 stories.

What schools serve 401 N Race St, Urbana, IL?

401 N Race St, Urbana, IL is assigned to Leal Elementary School (elementary), rated C+; Urbana High School (high), rated D-; Urbana Middle School (middle), rated D. All sit in Urbana School District 116. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 N Race St, Urbana, IL compare to other homes in Urbana 61801?

Among the 5,964 homes in Urbana 61801, it is worth more than 25% of them ($138,766 against a typical $200,850), its price per square foot is higher than 69% of them ($199 against a typical $164), it is bigger than 4% of them (697 ft² against a typical 1,173 ft²), its lot is bigger than 5% of them (3,990 ft² against a typical 0.15 ac) and it is newer than 5% of them (1894 against a typical 1952). Measured against all of Champaign County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 N Race St, Urbana, IL?

The 2024 property tax bill for 401 N Race St, Urbana, IL was $4,869. The county assessed it at $47,210.

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Assigned schools

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