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Single Family ResidenceResidential

401 N WHIPPLE ST

SPENCER, NE 68777
0
Baths
1,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,284 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$151,115 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,350
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$143,765
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$109,390
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$151,115

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBOYD
Lot (acres)The size of the land the home sits on, from county records.0.48
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Shed · 30 ft²Porch · 25 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Boyd County High SchoolA+
High · Grades 9–12 · 0.1 mi
M
Boyd County Middle SchoolC+
Middle · Grades 5–8 · 0.1 mi
E
Boyd County Elementary School West
Elementary · Grades PK–4 · 7.7 mi

District: Boyd Public Schools

Neighborhood · ZIP 68777These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.502
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,685
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,939
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 N Whipple St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 77% of homes in Spencer 68777
  • Newer than 91% of homes in Spencer 68777

How it measures up in Spencer 68777

The dot is this home. The mark in the middle is the typical home in Spencer 68777.

Living area1,104 ft²
SmallerTypical 1,414 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.48 ac
SmallerTypical 0.46 acBigger

Bigger than 53% of homes nearby

Year built1994
OlderTypical 1949Newer

Newer than 91% of homes nearby

How 401 N Whipple St ranks against every home in each area.
MeasureThis homeSpencer 68777Boyd County
Living areabigger than1,104 ft²23% of homes32% of homes
Lot sizebigger than0.48 ac53% of homes50% of homes
Year builtnewer than199491% of homes86% of homes

About 401 N Whipple St

When did 401 N Whipple St, Spencer, NE last sell?

401 N Whipple St, Spencer, NE last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 401 N Whipple St, Spencer, NE?

401 N Whipple St, Spencer, NE has 1,104 square feet of living space and a 0.48-acre lot.

When was 401 N Whipple St, Spencer, NE built?

401 N Whipple St, Spencer, NE was built in 1994, making it 32 years old. The building has 1 story.

What schools serve 401 N Whipple St, Spencer, NE?

401 N Whipple St, Spencer, NE is assigned to Boyd County High School (high), rated A+; Boyd County Middle School (middle), rated C+; Boyd County Elementary School West (elementary). All sit in Boyd Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 N Whipple St, Spencer, NE compare to other homes in Spencer 68777?

Among the 368 homes in Spencer 68777, it is bigger than 23% of them (1,104 ft² against a typical 1,414 ft²), its lot is bigger than 53% of them (0.48 ac against a typical 0.46 ac) and it is newer than 91% of them (1994 against a typical 1949). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 N Whipple St, Spencer, NE?

The 2025 property tax bill for 401 N Whipple St, Spencer, NE was $1,284. The county assessed it at $151,115.

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