Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$77,565$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $25,250 on Dec 12, 2017

401 OAK ST

NORTH LIBERTY, IN 46554
2
Beds
1
Baths
726 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$78K
$56K low$99K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$25,250 · Dec 12, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,918 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$92,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$95,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1935
Lot (acres)The size of the land the home sits on, from county records.0.36
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 64 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
North Liberty SchoolB+
Elementary · Grades KG–6 · 0.8 mi
M
Harold C Urey Middle SchoolB+
Middle · Grades 7–8 · 5.1 mi
H
John Glenn High SchoolA+
High · Grades 9–12 · 5.6 mi

District: John Glenn School Corporation

Neighborhood · ZIP 46554These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.4,354
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,766
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,880
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in North Liberty 46554
  • Costs less per square foot than 85% of homes in North Liberty 46554
  • Smaller than 96% of homes in North Liberty 46554
  • Has a smaller lot than 71% of homes in North Liberty 46554
  • Older than 77% of homes in St. Joseph County

What homes are worth in North Liberty 46554

Each bar is how many homes fall in that price range. The marker is this home.

This home
$99K$590K

This home is worth less than almost all homes in North Liberty 46554.

How it measures up in North Liberty 46554

The dot is this home. The mark in the middle is the typical home in North Liberty 46554.

Estimated value$77,565
CheaperTypical $229,284Pricier

Cheaper than almost all homes nearby

Price per ft²$107
CheaperTypical $155Pricier

Pricier than 15% of homes nearby

Living area726 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.36 ac
SmallerTypical 1 acBigger

Bigger than 29% of homes nearby

Year built1928
OlderTypical 1955Newer

Newer than 24% of homes nearby

How 401 Oak St ranks against every home in each area.
MeasureThis homeNorth Liberty 46554St. Joseph County
Estimated valuepricier than$77,565almost no homes8% of homes
Price per ft²pricier than$10715% of homes21% of homes
Living areabigger than726 ft²4% of homes7% of homes
Lot sizebigger than0.36 ac29% of homes64% of homes
Year builtnewer than192824% of homes23% of homes

About 401 Oak St

How much is 401 Oak St, North Liberty, IN worth?

The TopHap Estimate for 401 Oak St, North Liberty, IN is $77,565 as of Aug 30, 2026. The likely range is $55,882 to $99,248. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 Oak St, North Liberty, IN last sell?

401 Oak St, North Liberty, IN last sold on Dec 12, 2017 for $25,250, according to the county's recorded deed.

How big is 401 Oak St, North Liberty, IN?

401 Oak St, North Liberty, IN has 2 bedrooms, 1 bathrooms, 726 square feet of living space and a 0.36-acre lot.

When was 401 Oak St, North Liberty, IN built?

401 Oak St, North Liberty, IN was built in 1928, making it 98 years old. The building has 1 story.

What schools serve 401 Oak St, North Liberty, IN?

401 Oak St, North Liberty, IN is assigned to North Liberty School (elementary), rated B+; Harold C Urey Middle School (middle), rated B+; John Glenn High School (high), rated A+. All sit in John Glenn School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 Oak St, North Liberty, IN compare to other homes in North Liberty 46554?

Among the 1,718 homes in North Liberty 46554, it is worth more than almost none of them ($77,565 against a typical $229,284), its price per square foot is higher than 15% of them ($107 against a typical $155), it is bigger than 4% of them (726 ft² against a typical 1,536 ft²), its lot is bigger than 29% of them (0.36 ac against a typical 1 ac) and it is newer than 24% of them (1928 against a typical 1955). Measured against all of St. Joseph County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 Oak St, North Liberty, IN?

The 2024 property tax bill for 401 Oak St, North Liberty, IN was $1,918. The county assessed it at $95,600.

More homes on Oak St

Closest homes

More homes in North Liberty 46554

Assigned schools

Explore the area

See this home in context

Open 401 Oak St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map