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Rural ResidenceResidential
$195,990$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

401 RAY ST

NEW ALBANY, MS 38652
1.5
Baths
1,395 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$196K
$181K low$211K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,099 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,129 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,509
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$91,290

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.1.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
New Albany Middle SchoolB+
Middle · Grades 6–8 · 2.0 mi
E
New Albany Elementary SchoolA-
Elementary · Grades PK–5 · 2.1 mi
H
New Albany High SchoolB+
High · Grades 9–12 · 2.5 mi

District: New Albany Public Schools

Neighborhood · ZIP 38652These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.16,097
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.103 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,724
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,145
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Older than 72% of homes in Union County

What homes are worth in New Albany 38652

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$625K

This home is worth more than 44% of homes in New Albany 38652.

How it measures up in New Albany 38652

The dot is this home. The mark in the middle is the typical home in New Albany 38652.

Estimated value$195,990
CheaperTypical $217,240Pricier

Pricier than 44% of homes nearby

Price per ft²$140
CheaperTypical $137Pricier

Pricier than 53% of homes nearby

Living area1,395 ft²
SmallerTypical 1,522 ft²Bigger

Bigger than 42% of homes nearby

Lot size1.5 ac
SmallerTypical 1 acBigger

Bigger than 62% of homes nearby

Year built1966
OlderTypical 1980Newer

Newer than 31% of homes nearby

How 401 Ray St ranks against every home in each area.
MeasureThis homeNew Albany 38652Union County
Estimated valuepricier than$195,99044% of homes48% of homes
Price per ft²pricier than$14053% of homes57% of homes
Living areabigger than1,395 ft²42% of homes44% of homes
Lot sizebigger than1.5 ac62% of homes53% of homes
Year builtnewer than196631% of homes28% of homes

About 401 Ray St

How much is 401 Ray St, New Albany, MS worth?

The TopHap Estimate for 401 Ray St, New Albany, MS is $195,990 as of Sep 24, 2026. The likely range is $181,319 to $210,661. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 Ray St, New Albany, MS last sell?

401 Ray St, New Albany, MS last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 401 Ray St, New Albany, MS?

401 Ray St, New Albany, MS has 1.5 bathrooms, 1,395 square feet of living space and a 1.50-acre lot.

When was 401 Ray St, New Albany, MS built?

401 Ray St, New Albany, MS was built in 1966, making it 60 years old.

What schools serve 401 Ray St, New Albany, MS?

401 Ray St, New Albany, MS is assigned to New Albany Middle School (middle), rated B+; New Albany Elementary School (elementary), rated A-; New Albany High School (high), rated B+. All sit in New Albany Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 Ray St, New Albany, MS compare to other homes in New Albany 38652?

Among the 6,787 homes in New Albany 38652, it is worth more than 44% of them ($195,990 against a typical $217,240), its price per square foot is higher than 53% of them ($140 against a typical $137), it is bigger than 42% of them (1,395 ft² against a typical 1,522 ft²), its lot is bigger than 62% of them (1.5 ac against a typical 1 ac) and it is newer than 31% of them (1966 against a typical 1980). Measured against all of Union County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 Ray St, New Albany, MS?

The 2025 property tax bill for 401 Ray St, New Albany, MS was $1,099. The county assessed it at $9,129.

More homes on Ray St

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Assigned schools

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