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Rural ResidenceResidential
$165,183$159 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

401 RICHARDSON ST

MONROE, NC 28110
3
Beds
2
Baths
1,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$165K
$135K low$195K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,470 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$168,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$135,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$168,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$168,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 64 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Monroe High SchoolD-
High · Grades 9–12 · 1.3 mi
M
Monroe Middle SchoolD-
Middle · Grades 6–8 · 1.7 mi
E
Rock Rest Elementary SchoolA
Elementary · Grades KG–5 · 2.6 mi

District: Union County Public Schools

Neighborhood · ZIP 28110These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.59,112
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.453 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,286
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,215
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 Richardson St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Union County
  • Costs less per square foot than 90% of homes in Union County
  • Smaller than 94% of homes in Union County
  • Has a smaller lot than 71% of homes in Union County

What homes are worth in Monroe 28110

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$907K

This home is worth more than 4% of homes in Monroe 28110.

How it measures up in Monroe 28110

The dot is this home. The mark in the middle is the typical home in Monroe 28110.

Estimated value$165,183
CheaperTypical $381,726Pricier

Pricier than 4% of homes nearby

Price per ft²$159
CheaperTypical $216Pricier

Pricier than 14% of homes nearby

Living area1,040 ft²
SmallerTypical 1,704 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.26 ac
SmallerTypical 0.48 acBigger

Bigger than 31% of homes nearby

Year built1998
OlderTypical 1999Newer

Newer than 49% of homes nearby

How 401 Richardson St ranks against every home in each area.
MeasureThis homeMonroe 28110Union County
Estimated valuepricier than$165,1834% of homes3% of homes
Price per ft²pricier than$15914% of homes10% of homes
Living areabigger than1,040 ft²7% of homes6% of homes
Lot sizebigger than0.26 ac31% of homes29% of homes
Year builtnewer than199849% of homes42% of homes

About 401 Richardson St

How much is 401 Richardson St, Monroe, NC worth?

The TopHap Estimate for 401 Richardson St, Monroe, NC is $165,183 as of Aug 30, 2026. The likely range is $135,371 to $194,995. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 401 Richardson St, Monroe, NC?

401 Richardson St, Monroe, NC has 3 bedrooms, 2 bathrooms, 1,040 square feet of living space and a 0.26-acre lot.

When was 401 Richardson St, Monroe, NC built?

401 Richardson St, Monroe, NC was built in 1998, making it 28 years old. It is a a-frame home. The building has 1 story.

What schools serve 401 Richardson St, Monroe, NC?

401 Richardson St, Monroe, NC is assigned to Monroe High School (high), rated D-; Monroe Middle School (middle), rated D-; Rock Rest Elementary School (elementary), rated A. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 Richardson St, Monroe, NC compare to other homes in Monroe 28110?

Among the 20,476 homes in Monroe 28110, it is worth more than 4% of them ($165,183 against a typical $381,726), its price per square foot is higher than 14% of them ($159 against a typical $216), it is bigger than 7% of them (1,040 ft² against a typical 1,704 ft²), its lot is bigger than 31% of them (0.26 ac against a typical 0.48 ac) and it is newer than 49% of them (1998 against a typical 1999). Measured against all of Union County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 Richardson St, Monroe, NC?

The 2025 property tax bill for 401 Richardson St, Monroe, NC was $1,470. The county assessed it at $168,200.

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