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Single Family ResidenceResidential
$294,074$215 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $223,000 on May 31, 2022

401 RIDGE CIR

WAYNESBORO, VA 22980
3
Beds
2 / 1
Baths
1,365 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$294K
$275K low$313K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$223,000 · May 31, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$43,046
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,437
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$231,028
NAVY FEDERAL CREDIT UNION · P · 2.75% 2 · recorded May 31, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
NAVY FEDERAL CREDIT UNION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,364 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$288,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$233,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$236,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$288,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.92 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWaynesboro City
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Berkeley Glenn Elementary SchoolD+
Elementary · Grades KG–5 · 0.6 mi
H
Waynesboro High SchoolD
High · Grades 9–12 · 0.8 mi
M
Kate Collins Middle SchoolD-
Middle · Grades 6–8 · 1.5 mi

District: Waynesboro City Public Schools

Neighborhood · ZIP 22980These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.33,756
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.455 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,680
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,597
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 Ridge Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 70% of homes in Waynesboro city County

What homes are worth in Waynesboro 22980

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$715K

This home is worth more than 48% of homes in Waynesboro 22980.

How it measures up in Waynesboro 22980

The dot is this home. The mark in the middle is the typical home in Waynesboro 22980.

Estimated value$294,074
CheaperTypical $298,866Pricier

Pricier than 48% of homes nearby

Price per ft²$215
CheaperTypical $195Pricier

Pricier than 67% of homes nearby

Living area1,365 ft²
SmallerTypical 1,573 ft²Bigger

Bigger than 37% of homes nearby

Year built1960
OlderTypical 1971Newer

Newer than 37% of homes nearby

How 401 Ridge Cir ranks against every home in each area.
MeasureThis homeWaynesboro 22980Waynesboro city County
Estimated valuepricier than$294,07448% of homes61% of homes
Price per ft²pricier than$21567% of homes70% of homes
Living areabigger than1,365 ft²37% of homes46% of homes
Year builtnewer than196037% of homes47% of homes

About 401 Ridge Cir

How much is 401 Ridge Cir, Waynesboro, VA worth?

The TopHap Estimate for 401 Ridge Cir, Waynesboro, VA is $294,074 as of Jul 14, 2026. The likely range is $274,929 to $313,219. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 Ridge Cir, Waynesboro, VA last sell?

401 Ridge Cir, Waynesboro, VA last sold on May 31, 2022 for $223,000, according to the county's recorded deed.

How big is 401 Ridge Cir, Waynesboro, VA?

401 Ridge Cir, Waynesboro, VA has 3 bedrooms, 2 bathrooms and 1,365 square feet of living space.

When was 401 Ridge Cir, Waynesboro, VA built?

401 Ridge Cir, Waynesboro, VA was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 401 Ridge Cir, Waynesboro, VA?

401 Ridge Cir, Waynesboro, VA is assigned to Berkeley Glenn Elementary School (elementary), rated D+; Waynesboro High School (high), rated D; Kate Collins Middle School (middle), rated D-. All sit in Waynesboro City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 Ridge Cir, Waynesboro, VA compare to other homes in Waynesboro 22980?

Among the 11,929 homes in Waynesboro 22980, it is worth more than 48% of them ($294,074 against a typical $298,866), its price per square foot is higher than 67% of them ($215 against a typical $195), it is bigger than 37% of them (1,365 ft² against a typical 1,573 ft²) and it is newer than 37% of them (1960 against a typical 1971). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 Ridge Cir, Waynesboro, VA?

The 2025 property tax bill for 401 Ridge Cir, Waynesboro, VA was $2,364. The county assessed it at $288,300.

Closest homes

More homes in Waynesboro 22980

Assigned schools

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