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Single Family ResidenceResidential
$131,450$113 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $130,000 on Feb 3, 2022

401 W ELM ST

ONEIDA, NY 13421
3
Beds
1
Baths
1,168 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1864
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$131K
$120K low$142K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Feb 3, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,930 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$68,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$79,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$111,268

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 84 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Willard Prior Elementary SchoolD+
Elementary · Grades PK–1 · 0.7 mi
H
Oneida High SchoolC+
High · Grades 9–12 · 1.0 mi
M
Otto Shortell Middle SchoolC-
Middle · Grades 6–8 · 2.6 mi

District: Oneida City School District

Neighborhood · ZIP 13421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,288
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 W Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Madison County
  • Costs less per square foot than 74% of homes in Madison County
  • Smaller than 82% of homes in Oneida 13421
  • Has a smaller lot than 85% of homes in Madison County
  • Older than 96% of homes in Oneida 13421

What homes are worth in Oneida 13421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$485K

This home is worth more than 19% of homes in Oneida 13421.

How it measures up in Oneida 13421

The dot is this home. The mark in the middle is the typical home in Oneida 13421.

Estimated value$131,450
CheaperTypical $194,849Pricier

Pricier than 19% of homes nearby

Price per ft²$113
CheaperTypical $134Pricier

Pricier than 33% of homes nearby

Living area1,168 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.21 ac
SmallerTypical 0.34 acBigger

Bigger than 29% of homes nearby

Year built1864
OlderTypical 1930Newer

Newer than 4% of homes nearby

How 401 W Elm St ranks against every home in each area.
MeasureThis homeOneida 13421Madison County
Estimated valuepricier than$131,45019% of homes14% of homes
Price per ft²pricier than$11333% of homes26% of homes
Living areabigger than1,168 ft²18% of homes24% of homes
Lot sizebigger than0.21 ac29% of homes15% of homes
Year builtnewer than18644% of homes9% of homes

About 401 W Elm St

How much is 401 W Elm St, Oneida, NY worth?

The TopHap Estimate for 401 W Elm St, Oneida, NY is $131,450 as of Sep 24, 2026. The likely range is $120,426 to $142,474. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 W Elm St, Oneida, NY last sell?

401 W Elm St, Oneida, NY last sold on Feb 3, 2022 for $130,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 401 W Elm St, Oneida, NY?

401 W Elm St, Oneida, NY has 3 bedrooms, 1 bathrooms, 1,168 square feet of living space and a 0.21-acre lot.

When was 401 W Elm St, Oneida, NY built?

401 W Elm St, Oneida, NY was built in 1864, making it 162 years old. It is a traditional/old home. The building has 1 story.

What schools serve 401 W Elm St, Oneida, NY?

401 W Elm St, Oneida, NY is assigned to Willard Prior Elementary School (elementary), rated D+; Oneida High School (high), rated C+; Otto Shortell Middle School (middle), rated C-. All sit in Oneida City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 W Elm St, Oneida, NY compare to other homes in Oneida 13421?

Among the 4,130 homes in Oneida 13421, it is worth more than 19% of them ($131,450 against a typical $194,849), its price per square foot is higher than 33% of them ($113 against a typical $134), it is bigger than 18% of them (1,168 ft² against a typical 1,624 ft²), its lot is bigger than 29% of them (0.21 ac against a typical 0.34 ac) and it is newer than 4% of them (1864 against a typical 1930). Measured against all of Madison County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 W Elm St, Oneida, NY?

The 2025 property tax bill for 401 W Elm St, Oneida, NY was $3,930. The county assessed it at $79,000.

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