Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$241,957$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4010 RIVER GARDEN CIR

COVINGTON, GA 30016
4
Beds
2
Baths
1,324 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$242K
$218K low$266K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$95,944
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$76,755
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$146,013
MIDFIRST BANK · recorded Nov 20, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,904 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$104,880 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$82,520
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$99,440
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$262,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
38
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyRockdale
Lot (acres)The size of the land the home sits on, from county records.0.46
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 484 ft²

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ray Davis Middle SchoolC
Middle · Grades 6–8 · 5.0 mi
H
Salem High SchoolD-
High · Grades 9–12 · 5.1 mi
E
Lorraine Elementary SchoolB-
Elementary · Grades PK–5 · 5.2 mi

District: Rockdale County School District

Neighborhood · ZIP 30016These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.70
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.66,243
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.709 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,128
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,548
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4010 River Garden Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Covington 30016
  • Costs more per square foot than 90% of homes in Rockdale County
  • Smaller than 86% of homes in Rockdale County
  • Has a smaller lot than 66% of homes in Covington 30016
  • Newer than 70% of homes in Rockdale County

What homes are worth in Covington 30016

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$505K

This home is worth more than 26% of homes in Covington 30016.

How it measures up in Covington 30016

The dot is this home. The mark in the middle is the typical home in Covington 30016.

Estimated value$241,957
CheaperTypical $278,402Pricier

Pricier than 26% of homes nearby

Price per ft²$183
CheaperTypical $153Pricier

Pricier than 85% of homes nearby

Living area1,324 ft²
SmallerTypical 1,733 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.46 ac
SmallerTypical 0.61 acBigger

Bigger than 34% of homes nearby

Year built2001
OlderTypical 2001Newer

Newer than 52% of homes nearby

How 4010 River Garden Cir ranks against every home in each area.
MeasureThis homeCovington 30016Rockdale County
Estimated valuepricier than$241,95726% of homes31% of homes
Price per ft²pricier than$18385% of homes90% of homes
Living areabigger than1,324 ft²15% of homes14% of homes
Lot sizebigger than0.46 ac34% of homes44% of homes
Year builtnewer than200152% of homes70% of homes

About 4010 River Garden Cir

How much is 4010 River Garden Cir, Covington, GA worth?

The TopHap Estimate for 4010 River Garden Cir, Covington, GA is $241,957 as of Jul 14, 2026. The likely range is $217,783 to $266,131. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4010 River Garden Cir, Covington, GA last sell?

4010 River Garden Cir, Covington, GA last sold on May 16, 2003, according to the county's recorded deed.

How big is 4010 River Garden Cir, Covington, GA?

4010 River Garden Cir, Covington, GA has 4 bedrooms, 2 bathrooms, 1,324 square feet of living space and a 0.46-acre lot.

When was 4010 River Garden Cir, Covington, GA built?

4010 River Garden Cir, Covington, GA was built in 2001, making it 25 years old. It is a split level home. The building has 1 story.

What schools serve 4010 River Garden Cir, Covington, GA?

4010 River Garden Cir, Covington, GA is assigned to Ray Davis Middle School (middle), rated C; Salem High School (high), rated D-; Lorraine Elementary School (elementary), rated B-. All sit in Rockdale County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4010 River Garden Cir, Covington, GA compare to other homes in Covington 30016?

Among the 21,684 homes in Covington 30016, it is worth more than 26% of them ($241,957 against a typical $278,402), its price per square foot is higher than 85% of them ($183 against a typical $153), it is bigger than 15% of them (1,324 ft² against a typical 1,733 ft²), its lot is bigger than 34% of them (0.46 ac against a typical 0.61 ac) and it is newer than 52% of them (2001 against a typical 2001). Measured against all of Rockdale County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4010 River Garden Cir, Covington, GA?

The 2025 property tax bill for 4010 River Garden Cir, Covington, GA was $1,904. The county assessed it at $104,880.

Closest homes

More homes in Covington 30016

Assigned schools

Explore the area

See this home in context

Open 4010 River Garden Cir on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map