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Single Family ResidenceResidential
$500,337$397 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

4012 GULL ROCKS RD

TWO HARBORS, MN 55616
1
Beds
1.5
Baths
1,260 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$500K
$449K low$551K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,444 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$778,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$426,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$351,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$805,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$778,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.27
17
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyLAKE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.1.20
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 48 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
William M. Kelley Secondary SchoolC
Middle · Grades 6–12 · 5.8 mi
E
William Kelley Elementary SchoolB
Elementary · Grades PK–5 · 5.9 mi

District: Lake Superior Public School District

Neighborhood · ZIP 55616These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,134
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,616
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,394
Average tempThe average temperature here across a full year.38°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4012 Gull Rocks Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Two Harbors 55616
  • Costs more per square foot than 82% of homes in Two Harbors 55616
  • Bigger than 76% of homes in Lake County

What homes are worth in Two Harbors 55616

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$1.1M

This home is worth more than 82% of homes in Two Harbors 55616.

How it measures up in Two Harbors 55616

The dot is this home. The mark in the middle is the typical home in Two Harbors 55616.

Estimated value$500,337
CheaperTypical $290,000Pricier

Pricier than 82% of homes nearby

Price per ft²$397
CheaperTypical $281Pricier

Pricier than 82% of homes nearby

Living area1,260 ft²
SmallerTypical 1,032 ft²Bigger

Bigger than 72% of homes nearby

Lot size1.2 ac
SmallerTypical 1.46 acBigger

Bigger than 49% of homes nearby

Year built1965
OlderTypical 1980Newer

Newer than 39% of homes nearby

How 4012 Gull Rocks Rd ranks against every home in each area.
MeasureThis homeTwo Harbors 55616Lake County
Estimated valuepricier than$500,33782% of homes81% of homes
Price per ft²pricier than$39782% of homes77% of homes
Living areabigger than1,260 ft²72% of homes76% of homes
Lot sizebigger than1.2 ac49% of homes47% of homes
Year builtnewer than196539% of homes39% of homes

About 4012 Gull Rocks Rd

How much is 4012 Gull Rocks Rd, Two Harbors, MN worth?

The TopHap Estimate for 4012 Gull Rocks Rd, Two Harbors, MN is $500,337 as of Aug 30, 2026. The likely range is $449,495 to $551,179. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4012 Gull Rocks Rd, Two Harbors, MN last sell?

4012 Gull Rocks Rd, Two Harbors, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4012 Gull Rocks Rd, Two Harbors, MN?

4012 Gull Rocks Rd, Two Harbors, MN has 1 bedrooms, 1.5 bathrooms, 1,260 square feet of living space and a 1.20-acre lot.

When was 4012 Gull Rocks Rd, Two Harbors, MN built?

4012 Gull Rocks Rd, Two Harbors, MN was built in 1965, making it 61 years old. It is a rustic home. The building has 1 story.

What schools serve 4012 Gull Rocks Rd, Two Harbors, MN?

4012 Gull Rocks Rd, Two Harbors, MN is assigned to William M. Kelley Secondary School (middle), rated C; William Kelley Elementary School (elementary), rated B. All sit in Lake Superior Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4012 Gull Rocks Rd, Two Harbors, MN compare to other homes in Two Harbors 55616?

Among the 4,822 homes in Two Harbors 55616, it is worth more than 82% of them ($500,337 against a typical $290,000), its price per square foot is higher than 82% of them ($397 against a typical $281), it is bigger than 72% of them (1,260 ft² against a typical 1,032 ft²), its lot is bigger than 49% of them (1.2 ac against a typical 1.46 ac) and it is newer than 39% of them (1965 against a typical 1980). Measured against all of Lake County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4012 Gull Rocks Rd, Two Harbors, MN?

The 2026 property tax bill for 4012 Gull Rocks Rd, Two Harbors, MN was $4,444. The county assessed it at $778,000.

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