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CondominiumResidential
$213,517$85 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $125,000 on Feb 13, 2019

402 DOWNING ST

COLD SPRING, KY 41076
3
Beds
3
Baths
2,516 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$214K
$202K low$225K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Feb 13, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,745 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$144,000 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$144,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$144,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$144,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyCampbell
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Crossroads Elementary SchoolC
Elementary · Grades KG–5 · 1.6 mi
M
Campbell County Middle SchoolB
Middle · Grades 6–8 · 4.5 mi
H
Campbell County High SchoolA
High · Grades 9–12 · 7.4 mi

District: Campbell County School District

Neighborhood · ZIP 41076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.207
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.16,932
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.894 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,794
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,169
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

402 Downing St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Campbell County
  • Among the lowest price per square foot in Newport 41076
  • Bigger than 90% of homes in Campbell County
  • Newer than 66% of homes in Campbell County

What homes are worth in Newport 41076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$124K$648K

This home is worth more than 34% of homes in Newport 41076.

How it measures up in Newport 41076

The dot is this home. The mark in the middle is the typical home in Newport 41076.

Estimated value$213,517
CheaperTypical $258,263Pricier

Pricier than 34% of homes nearby

Price per ft²$85
CheaperTypical $174Pricier

Cheaper than almost all homes nearby

Living area2,516 ft²
SmallerTypical 1,432 ft²Bigger

Bigger than 88% of homes nearby

Year built1984
OlderTypical 1990Newer

Newer than 41% of homes nearby

How 402 Downing St ranks against every home in each area.
MeasureThis homeNewport 41076Campbell County
Estimated valuepricier than$213,51734% of homes32% of homes
Price per ft²pricier than$85almost no homes2% of homes
Living areabigger than2,516 ft²88% of homes90% of homes
Year builtnewer than198441% of homes66% of homes

About 402 Downing St

How much is 402 Downing St, Cold Spring, KY worth?

The TopHap Estimate for 402 Downing St, Cold Spring, KY is $213,517 as of Aug 30, 2026. The likely range is $201,863 to $225,171. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 402 Downing St, Cold Spring, KY last sell?

402 Downing St, Cold Spring, KY last sold on Feb 13, 2019 for $125,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 402 Downing St, Cold Spring, KY?

402 Downing St, Cold Spring, KY has 3 bedrooms, 3 bathrooms and 2,516 square feet of living space.

When was 402 Downing St, Cold Spring, KY built?

402 Downing St, Cold Spring, KY was built in 1984, making it 42 years old. The building has 2 stories.

What schools serve 402 Downing St, Cold Spring, KY?

402 Downing St, Cold Spring, KY is assigned to Crossroads Elementary School (elementary), rated C; Campbell County Middle School (middle), rated B; Campbell County High School (high), rated A. All sit in Campbell County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 402 Downing St, Cold Spring, KY compare to other homes in Newport 41076?

Among the 6,054 homes in Newport 41076, it is worth more than 34% of them ($213,517 against a typical $258,263), its price per square foot is higher than almost none of them ($85 against a typical $174), it is bigger than 88% of them (2,516 ft² against a typical 1,432 ft²) and it is newer than 41% of them (1984 against a typical 1990). Measured against all of Campbell County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 402 Downing St, Cold Spring, KY?

The 2025 property tax bill for 402 Downing St, Cold Spring, KY was $1,745. The county assessed it at $144,000.

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Assigned schools

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