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Single Family ResidenceResidential
$19,695$23 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

402 MONROE ST

LOVEJOY, IL 62059
2
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,049 ft²
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$20K
$16K low$23K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$986 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,090 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$315
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,775
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,324
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$21,270

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
88
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.68 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. CLAIR
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 220 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lovejoy Elementary SchoolD-
Elementary · Grades PK–5 · 0.4 mi
M
Lovejoy Middle SchoolD+
Middle · Grades 6–8 · 0.4 mi
H
Lovejoy Academy
High · Grades 9–12 · 0.4 mi

District: Brooklyn Community Unit School District 188

Neighborhood · ZIP 62059These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.192
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.150

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.36%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.437
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.524 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$24,446
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,120
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

402 Monroe St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in St. Clair County
  • Costs less per square foot than 97% of homes in St. Clair County
  • Smaller than 82% of homes in St. Clair County
  • Among the smallest lots in St. Clair County
  • Older than 77% of homes in St. Clair County

What homes are worth in Lovejoy 62059

Each bar is how many homes fall in that price range. The marker is this home.

This home
$13K$49K

This home is worth more than 28% of homes in Lovejoy 62059.

How it measures up in Lovejoy 62059

The dot is this home. The mark in the middle is the typical home in Lovejoy 62059.

Estimated value$19,695
CheaperTypical $25,514Pricier

Pricier than 28% of homes nearby

Price per ft²$23
CheaperTypical $24Pricier

Pricier than 43% of homes nearby

Living area864 ft²
SmallerTypical 1,056 ft²Bigger

Bigger than 30% of homes nearby

Lot size3,049 ft²
SmallerTypical 0.14 acBigger

Bigger than 2% of homes nearby

Year built1946
OlderTypical 1950Newer

Newer than 46% of homes nearby

How 402 Monroe St ranks against every home in each area.
MeasureThis homeLovejoy 62059St. Clair County
Estimated valuepricier than$19,69528% of homes2% of homes
Price per ft²pricier than$2343% of homes3% of homes
Living areabigger than864 ft²30% of homes18% of homes
Lot sizebigger than3,049 ft²2% of homesalmost no homes
Year builtnewer than194646% of homes23% of homes

About 402 Monroe St

How much is 402 Monroe St, Lovejoy, IL worth?

The TopHap Estimate for 402 Monroe St, Lovejoy, IL is $19,695 as of Jul 14, 2026. The likely range is $16,028 to $23,362. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 402 Monroe St, Lovejoy, IL last sell?

402 Monroe St, Lovejoy, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 402 Monroe St, Lovejoy, IL?

402 Monroe St, Lovejoy, IL has 2 bathrooms, 864 square feet of living space and a 0.07-acre lot.

When was 402 Monroe St, Lovejoy, IL built?

402 Monroe St, Lovejoy, IL was built in 1946, making it 80 years old. The building has 1 story.

What schools serve 402 Monroe St, Lovejoy, IL?

402 Monroe St, Lovejoy, IL is assigned to Lovejoy Elementary School (elementary), rated D-; Lovejoy Middle School (middle), rated D+; Lovejoy Academy (high). All sit in Brooklyn Community Unit School District 188. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 402 Monroe St, Lovejoy, IL compare to other homes in Lovejoy 62059?

Among the 136 homes in Lovejoy 62059, it is worth more than 28% of them ($19,695 against a typical $25,514), its price per square foot is higher than 43% of them ($23 against a typical $24), it is bigger than 30% of them (864 ft² against a typical 1,056 ft²), its lot is bigger than 2% of them (3,049 ft² against a typical 0.14 ac) and it is newer than 46% of them (1946 against a typical 1950). Measured against all of St. Clair County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 402 Monroe St, Lovejoy, IL?

The 2024 property tax bill for 402 Monroe St, Lovejoy, IL was $986. The county assessed it at $7,090.

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