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Single Family ResidenceResidential
$1,092,604$252 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 57How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $1,600,000 on Jun 11, 2021

402 RIVER RIDGE DR

SANDERS, KY 41083
5
Beds
3
Baths
4,342 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
148.51 ac
Lot SizeThe size of the land the home sits on, from county records.
2011
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$623K low$1.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,600,000 · Jun 11, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,349 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$974,156 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$946,556
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$974,156
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,600,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGALLATIN
Lot (acres)The size of the land the home sits on, from county records.148.51
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gallatin County Lower Elementary School
Elementary · Grades PK–2 · 2.7 mi
M
Gallatin County Middle SchoolD+
Middle · Grades 6–8 · 2.8 mi
H
Gallatin County High SchoolD-
High · Grades 9–12 · 2.9 mi

District: Gallatin County School District

Neighborhood · ZIP 41083These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.192
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,669
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,076
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,785
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

402 River Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Sanders 41083
  • Costs more per square foot than 93% of homes in Gallatin County
  • Among the largest homes in Sanders 41083
  • Among the largest lots in Gallatin County
  • Newer than 86% of homes in Gallatin County

What homes are worth in Sanders 41083

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$671K

This home is worth more than almost all homes in Sanders 41083.

How it measures up in Sanders 41083

The dot is this home. The mark in the middle is the typical home in Sanders 41083.

Estimated value$1,092,604
CheaperTypical $156,656Pricier

Pricier than almost all homes nearby

Price per ft²$252
CheaperTypical $111Pricier

Pricier than 92% of homes nearby

Living area4,342 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than almost all homes nearby

Lot size148.51 ac
SmallerTypical 2.24 acBigger

Bigger than 97% of homes nearby

Year built2011
OlderTypical 1998Newer

Newer than 84% of homes nearby

How 402 River Ridge Dr ranks against every home in each area.
MeasureThis homeSanders 41083Gallatin County
Estimated valuepricier than$1,092,604almost all homesalmost all homes
Price per ft²pricier than$25292% of homes93% of homes
Living areabigger than4,342 ft²almost all homesalmost all homes
Lot sizebigger than148.51 ac97% of homesalmost all homes
Year builtnewer than201184% of homes86% of homes

About 402 River Ridge Dr

How much is 402 River Ridge Dr, Sanders, KY worth?

The TopHap Estimate for 402 River Ridge Dr, Sanders, KY is $1,092,604 as of Sep 24, 2026. The likely range is $622,777 to $1,562,431. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 402 River Ridge Dr, Sanders, KY last sell?

402 River Ridge Dr, Sanders, KY last sold on Jun 11, 2021 for $1,600,000, according to the county's recorded deed.

How big is 402 River Ridge Dr, Sanders, KY?

402 River Ridge Dr, Sanders, KY has 5 bedrooms, 3 bathrooms, 4,342 square feet of living space and a 148.51-acre lot.

When was 402 River Ridge Dr, Sanders, KY built?

402 River Ridge Dr, Sanders, KY was built in 2011, making it 15 years old. The building has 2 stories.

What schools serve 402 River Ridge Dr, Sanders, KY?

402 River Ridge Dr, Sanders, KY is assigned to Gallatin County Lower Elementary School (elementary); Gallatin County Middle School (middle), rated D+; Gallatin County High School (high), rated D-. All sit in Gallatin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 402 River Ridge Dr, Sanders, KY compare to other homes in Sanders 41083?

Among the 656 homes in Sanders 41083, it is worth more than almost all of them ($1,092,604 against a typical $156,656), its price per square foot is higher than 92% of them ($252 against a typical $111), it is bigger than almost all of them (4,342 ft² against a typical 1,500 ft²), its lot is bigger than 97% of them (148.51 ac against a typical 2.24 ac) and it is newer than 84% of them (2011 against a typical 1998). Measured against all of Gallatin County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 402 River Ridge Dr, Sanders, KY?

The 2025 property tax bill for 402 River Ridge Dr, Sanders, KY was $10,349. The county assessed it at $974,156.

More homes on River Ridge Dr

Closest homes

More homes in Sanders 41083

Assigned schools

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