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Single Family ResidenceResidential
$161,079$155 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

402 ROSE ST

NORTH SIOUX CITY, SD 57049
3
Beds
0
Baths
1,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$161K
$145K low$177K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$77,579
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$62,063
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$58,500
GREAT SOUTHERN BANK · recorded Aug 21, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
GREAT SOUTHERN BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,202 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$147,597 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,968
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$128,629
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$147,597

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.0.27
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dakota Valley Elementary - 02B-
Elementary · Grades KG–3 · 2.4 mi
M
Dakota Valley Middle School - 03A+
Middle · Grades 6–8 · 2.5 mi
H
Dakota Valley High School - 01B+
High · Grades 9–12 · 2.5 mi

District: Dakota Valley School District 61-8

Neighborhood · ZIP 57049These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.5,733
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.365 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,646
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$144,870
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

402 Rose St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in North Sioux City 57049
  • Costs less per square foot than 91% of homes in North Sioux City 57049
  • Smaller than 89% of homes in North Sioux City 57049
  • Older than 80% of homes in North Sioux City 57049

What homes are worth in North Sioux City 57049

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$1.2M

This home is worth more than 5% of homes in North Sioux City 57049.

How it measures up in North Sioux City 57049

The dot is this home. The mark in the middle is the typical home in North Sioux City 57049.

Estimated value$161,079
CheaperTypical $408,119Pricier

Pricier than 5% of homes nearby

Price per ft²$155
CheaperTypical $236Pricier

Pricier than 9% of homes nearby

Living area1,040 ft²
SmallerTypical 1,742 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.27 ac
SmallerTypical 0.26 acBigger

Bigger than 57% of homes nearby

Year built1981
OlderTypical 2000Newer

Newer than 20% of homes nearby

How 402 Rose St ranks against every home in each area.
MeasureThis homeNorth Sioux City 57049Union County
Estimated valuepricier than$161,0795% of homes11% of homes
Price per ft²pricier than$1559% of homes23% of homes
Living areabigger than1,040 ft²11% of homes14% of homes
Lot sizebigger than0.27 ac57% of homes49% of homes
Year builtnewer than198120% of homes44% of homes

About 402 Rose St

How much is 402 Rose St, North Sioux City, SD worth?

The TopHap Estimate for 402 Rose St, North Sioux City, SD is $161,079 as of Jul 14, 2026. The likely range is $145,000 to $177,158. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 402 Rose St, North Sioux City, SD?

402 Rose St, North Sioux City, SD has 3 bedrooms, 1,040 square feet of living space and a 0.27-acre lot.

When was 402 Rose St, North Sioux City, SD built?

402 Rose St, North Sioux City, SD was built in 1981, making it 45 years old. The building has 1 story.

What schools serve 402 Rose St, North Sioux City, SD?

402 Rose St, North Sioux City, SD is assigned to Dakota Valley Elementary - 02 (elementary), rated B-; Dakota Valley Middle School - 03 (middle), rated A+; Dakota Valley High School - 01 (high), rated B+. All sit in Dakota Valley School District 61-8. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 402 Rose St, North Sioux City, SD compare to other homes in North Sioux City 57049?

Among the 2,173 homes in North Sioux City 57049, it is worth more than 5% of them ($161,079 against a typical $408,119), its price per square foot is higher than 9% of them ($155 against a typical $236), it is bigger than 11% of them (1,040 ft² against a typical 1,742 ft²), its lot is bigger than 57% of them (0.27 ac against a typical 0.26 ac) and it is newer than 20% of them (1981 against a typical 2000). Measured against all of Union County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 402 Rose St, North Sioux City, SD?

The 2025 property tax bill for 402 Rose St, North Sioux City, SD was $2,202. The county assessed it at $147,597.

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Assigned schools

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