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Single Family ResidenceResidential
$539,734$256 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $82,500 on Oct 14, 2021

402 STATE ROUTE 173

STEWARTSVILLE, NJ 08886
0
Baths
2,108 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1941
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$540K
$526K low$553K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$82,500 · Oct 14, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$164,034
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$131,227
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$375,700
UNITY BANK · recorded Oct 14, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,972 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$246,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$184,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$246,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$246,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWARREN
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Greenwich Elementary SchoolB+
Elementary · Grades PK–5 · 1.6 mi
M
Stewartsville Middle SchoolA-
Middle · Grades 6–8 · 1.9 mi
H
Phillipsburg High SchoolC+
High · Grades 9–12 · 5.3 mi

District: Greenwich Township School District

Neighborhood · ZIP 08886These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.64
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.6,509
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.430 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$146,760
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$158,897
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

402 State Route 173 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Warren County
  • Bigger than 69% of homes in Warren County
  • Has a bigger lot than 88% of homes in Stewartsville 08886
  • Older than 87% of homes in Stewartsville 08886

What homes are worth in Stewartsville 08886

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$871K

This home is worth more than 52% of homes in Stewartsville 08886.

How it measures up in Stewartsville 08886

The dot is this home. The mark in the middle is the typical home in Stewartsville 08886.

Estimated value$539,734
CheaperTypical $529,625Pricier

Pricier than 52% of homes nearby

Price per ft²$256
CheaperTypical $251Pricier

Pricier than 54% of homes nearby

Living area2,108 ft²
SmallerTypical 2,240 ft²Bigger

Bigger than 47% of homes nearby

Lot size1.4 ac
SmallerTypical 0.42 acBigger

Bigger than 88% of homes nearby

Year built1941
OlderTypical 1998Newer

Newer than 13% of homes nearby

How 402 State Route 173 ranks against every home in each area.
MeasureThis homeStewartsville 08886Warren County
Estimated valuepricier than$539,73452% of homes75% of homes
Price per ft²pricier than$25654% of homes53% of homes
Living areabigger than2,108 ft²47% of homes69% of homes
Lot sizebigger than1.4 ac88% of homes80% of homes
Year builtnewer than194113% of homes29% of homes

About 402 State Route 173

How much is 402 State Route 173, Stewartsville, NJ worth?

The TopHap Estimate for 402 State Route 173, Stewartsville, NJ is $539,734 as of Jul 14, 2026. The likely range is $526,488 to $552,980. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 402 State Route 173, Stewartsville, NJ last sell?

402 State Route 173, Stewartsville, NJ last sold on Oct 14, 2021 for $82,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 402 State Route 173, Stewartsville, NJ built?

402 State Route 173, Stewartsville, NJ was built in 1941, making it 85 years old. The building has 2 stories.

What schools serve 402 State Route 173, Stewartsville, NJ?

402 State Route 173, Stewartsville, NJ is assigned to Greenwich Elementary School (elementary), rated B+; Stewartsville Middle School (middle), rated A-; Phillipsburg High School (high), rated C+. All sit in Greenwich Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 402 State Route 173, Stewartsville, NJ compare to other homes in Stewartsville 08886?

Among the 2,252 homes in Stewartsville 08886, it is worth more than 52% of them ($539,734 against a typical $529,625), its price per square foot is higher than 54% of them ($256 against a typical $251), it is bigger than 47% of them (2,108 ft² against a typical 2,240 ft²), its lot is bigger than 88% of them (1.4 ac against a typical 0.42 ac) and it is newer than 13% of them (1941 against a typical 1998). Measured against all of Warren County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 402 State Route 173, Stewartsville, NJ?

The 2025 property tax bill for 402 State Route 173, Stewartsville, NJ was $9,972. The county assessed it at $246,100.

Closest homes

More homes in Stewartsville 08886

Assigned schools

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