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Single Family ResidenceResidential
$699,000$667 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

403 BERNARD CT E

GULF SHORES, AL 36542
3
Beds
2
Baths
1,048 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$699K
$614K low$784K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,686 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$131,660 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$77,660
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$131,660
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$658,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
91
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
94
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.54 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.92%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBaldwin
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2020
Lot (acres)The size of the land the home sits on, from county records.0.14
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Foley High SchoolB+
High · Grades 9–12 · 20.6 mi
E
Foley Elementary SchoolC-
Elementary · Grades KG–6 · 21.6 mi
M
Foley Middle SchoolC-
Middle · Grades 7–8 · 21.6 mi

District: Baldwin County School District

Neighborhood · ZIP 36542These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.50%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.21,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.278 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,085
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,679
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 Bernard Ct E measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Baldwin County
  • Costs more per square foot than 96% of homes in Baldwin County
  • Smaller than 87% of homes in Baldwin County
  • Has a smaller lot than 93% of homes in Baldwin County

What homes are worth in Gulf Shores 36542

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$1.8M

This home is worth more than 77% of homes in Gulf Shores 36542.

How it measures up in Gulf Shores 36542

The dot is this home. The mark in the middle is the typical home in Gulf Shores 36542.

Estimated value$699,000
CheaperTypical $485,318Pricier

Pricier than 77% of homes nearby

Price per ft²$667
CheaperTypical $358Pricier

Pricier than 93% of homes nearby

Living area1,048 ft²
SmallerTypical 1,436 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.14 ac
SmallerTypical 0.64 acBigger

Bigger than 9% of homes nearby

Year built1997
OlderTypical 2001Newer

Newer than 41% of homes nearby

How 403 Bernard Ct E ranks against every home in each area.
MeasureThis homeGulf Shores 36542Baldwin County
Estimated valuepricier than$699,00077% of homes82% of homes
Price per ft²pricier than$66793% of homes96% of homes
Living areabigger than1,048 ft²27% of homes13% of homes
Lot sizebigger than0.14 ac9% of homes7% of homes
Year builtnewer than199741% of homes43% of homes

About 403 Bernard Ct E

How much is 403 Bernard Ct E, Gulf Shores, AL worth?

The TopHap Estimate for 403 Bernard Ct E, Gulf Shores, AL is $699,000 as of Sep 24, 2026. The likely range is $613,640 to $784,360. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 Bernard Ct E, Gulf Shores, AL last sell?

403 Bernard Ct E, Gulf Shores, AL last sold on Dec 23, 2025, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 403 Bernard Ct E, Gulf Shores, AL?

403 Bernard Ct E, Gulf Shores, AL has 3 bedrooms, 2 bathrooms, 1,048 square feet of living space and a 0.14-acre lot.

When was 403 Bernard Ct E, Gulf Shores, AL built?

403 Bernard Ct E, Gulf Shores, AL was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 403 Bernard Ct E, Gulf Shores, AL?

403 Bernard Ct E, Gulf Shores, AL is assigned to Foley High School (high), rated B+; Foley Elementary School (elementary), rated C-; Foley Middle School (middle), rated C-. All sit in Baldwin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 Bernard Ct E, Gulf Shores, AL compare to other homes in Gulf Shores 36542?

Among the 19,150 homes in Gulf Shores 36542, it is worth more than 77% of them ($699,000 against a typical $485,318), its price per square foot is higher than 93% of them ($667 against a typical $358), it is bigger than 27% of them (1,048 ft² against a typical 1,436 ft²), its lot is bigger than 9% of them (0.14 ac against a typical 0.64 ac) and it is newer than 41% of them (1997 against a typical 2001). Measured against all of Baldwin County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 Bernard Ct E, Gulf Shores, AL?

The 2024 property tax bill for 403 Bernard Ct E, Gulf Shores, AL was $3,686. The county assessed it at $131,660.

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