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Single Family ResidenceResidential
$175,950$143 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $82,400 on Jan 8, 2025

403 DIVISION ST

KLAMATH FALLS, OR 97601
2
Beds
1
Baths
1,234 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$176K
$165K low$187K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$82,400 · Jan 8, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$95,043
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$76,034
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,907
AMERICAN PACIFIC MORTGAGE CORP · recorded Jan 8, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,571 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$91,730 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$89,060
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$251,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
61
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
71
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKLAMATH
Lot (acres)The size of the land the home sits on, from county records.0.19
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 72 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mills Elementary SchoolD-
Elementary · Grades KG–5 · 0.1 mi
M
Ponderosa Middle SchoolC
Middle · Grades 6–8 · 0.2 mi
H
Klamath Union High SchoolC+
High · Grades 9–12 · 0.8 mi

District: Klamath Falls City Schools

Neighborhood · ZIP 97601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.342

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.23,691
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,602
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,846
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 Division St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Klamath County
  • Costs less per square foot than 91% of homes in Klamath County
  • Has a smaller lot than 69% of homes in Klamath County
  • Older than 97% of homes in Klamath County

What homes are worth in Klamath Falls 97601

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$769K

This home is worth more than 25% of homes in Klamath Falls 97601.

How it measures up in Klamath Falls 97601

The dot is this home. The mark in the middle is the typical home in Klamath Falls 97601.

Estimated value$175,950
CheaperTypical $255,563Pricier

Pricier than 25% of homes nearby

Price per ft²$143
CheaperTypical $206Pricier

Pricier than 11% of homes nearby

Living area1,234 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.19 ac
SmallerTypical 0.18 acBigger

Bigger than 52% of homes nearby

Year built1920
OlderTypical 1965Newer

Newer than 7% of homes nearby

How 403 Division St ranks against every home in each area.
MeasureThis homeKlamath Falls 97601Klamath County
Estimated valuepricier than$175,95025% of homes18% of homes
Price per ft²pricier than$14311% of homes9% of homes
Living areabigger than1,234 ft²49% of homes44% of homes
Lot sizebigger than0.19 ac52% of homes31% of homes
Year builtnewer than19207% of homes3% of homes

About 403 Division St

How much is 403 Division St, Klamath Falls, OR worth?

The TopHap Estimate for 403 Division St, Klamath Falls, OR is $175,950 as of Jul 14, 2026. The likely range is $165,026 to $186,874. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 Division St, Klamath Falls, OR last sell?

403 Division St, Klamath Falls, OR last sold on Jan 8, 2025 for $82,400, according to the county's recorded deed.

How big is 403 Division St, Klamath Falls, OR?

403 Division St, Klamath Falls, OR has 2 bedrooms, 1 bathrooms, 1,234 square feet of living space and a 0.19-acre lot.

When was 403 Division St, Klamath Falls, OR built?

403 Division St, Klamath Falls, OR was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 403 Division St, Klamath Falls, OR?

403 Division St, Klamath Falls, OR is assigned to Mills Elementary School (elementary), rated D-; Ponderosa Middle School (middle), rated C; Klamath Union High School (high), rated C+. All sit in Klamath Falls City Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 Division St, Klamath Falls, OR compare to other homes in Klamath Falls 97601?

Among the 9,616 homes in Klamath Falls 97601, it is worth more than 25% of them ($175,950 against a typical $255,563), its price per square foot is higher than 11% of them ($143 against a typical $206), it is bigger than 49% of them (1,234 ft² against a typical 1,248 ft²), its lot is bigger than 52% of them (0.19 ac against a typical 0.18 ac) and it is newer than 7% of them (1920 against a typical 1965). Measured against all of Klamath County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 Division St, Klamath Falls, OR?

The 2025 property tax bill for 403 Division St, Klamath Falls, OR was $1,571. The county assessed it at $91,730.

Closest homes

More homes in Klamath Falls 97601

Assigned schools

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