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Residential (General/Single)Residential
$118,635
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

403 MAIN ST

CLAYTON, IA 52049
1
Baths
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$119K
$92K low$145K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$172 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,342 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,757
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,585
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,124
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$16,342

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyClayton
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clayton Ridge Elementary SchoolB
Elementary · Grades PK–5 · 5.3 mi
M
Clayton Ridge Middle SchoolC+
Middle · Grades 6–8 · 8.5 mi
H
Clayton Ridge High SchoolB
High · Grades 9–12 · 8.5 mi

District: Clayton Ridge Community School District

Neighborhood · ZIP 52049These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,857
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.24 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,445
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,434
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Clayton County
  • Has a smaller lot than 94% of homes in Garnavillo 52049
  • Newer than 70% of homes in Garnavillo 52049

What homes are worth in Garnavillo 52049

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$674K

This home is worth more than 22% of homes in Garnavillo 52049.

How it measures up in Garnavillo 52049

The dot is this home. The mark in the middle is the typical home in Garnavillo 52049.

Estimated value$118,635
CheaperTypical $165,583Pricier

Pricier than 22% of homes nearby

Lot size0.13 ac
SmallerTypical 0.4 acBigger

Bigger than 6% of homes nearby

Year built1981
OlderTypical 1964Newer

Newer than 70% of homes nearby

How 403 Main St ranks against every home in each area.
MeasureThis homeGarnavillo 52049Clayton County
Estimated valuepricier than$118,63522% of homes21% of homes
Lot sizebigger than0.13 ac6% of homes11% of homes
Year builtnewer than198170% of homes70% of homes

About 403 Main St

How much is 403 Main St, Clayton, IA worth?

The TopHap Estimate for 403 Main St, Clayton, IA is $118,635 as of Aug 30, 2026. The likely range is $92,142 to $145,128. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 Main St, Clayton, IA last sell?

403 Main St, Clayton, IA last sold on Jan 10, 2014, according to the county's recorded deed.

How big is 403 Main St, Clayton, IA?

403 Main St, Clayton, IA has 1 bathrooms and a 0.13-acre lot.

When was 403 Main St, Clayton, IA built?

403 Main St, Clayton, IA was built in 1981, making it 45 years old.

What schools serve 403 Main St, Clayton, IA?

403 Main St, Clayton, IA is assigned to Clayton Ridge Elementary School (elementary), rated B; Clayton Ridge Middle School (middle), rated C+; Clayton Ridge High School (high), rated B. All sit in Clayton Ridge Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 Main St, Clayton, IA compare to other homes in Garnavillo 52049?

Among the 774 homes in Garnavillo 52049, it is worth more than 22% of them ($118,635 against a typical $165,583), its lot is bigger than 6% of them (0.13 ac against a typical 0.4 ac) and it is newer than 70% of them (1981 against a typical 1964). Measured against all of Clayton County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 Main St, Clayton, IA?

The 2024 property tax bill for 403 Main St, Clayton, IA was $172. The county assessed it at $16,342.

More homes on Main St

Closest homes

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Assigned schools

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