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Residential (General/Single)Residential
$133,031
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

403 PALM ST

RAY, ND 58849
0
Baths
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$133K
$109K low$158K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$870 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$43,485 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,180
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,305
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$42,370
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$86,970

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.19
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
41
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyWILLIAMS
Lot (acres)The size of the land the home sits on, from county records.0.20
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ray Elementary SchoolC
Elementary · Grades PK–8 · 0.5 mi
H
Ray High SchoolC
High · Grades 9–12 · 0.5 mi

District: Nesson Public School District 2

Neighborhood · ZIP 58849These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,274
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,721
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,672
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 Palm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Williams County
  • Has a smaller lot than 94% of homes in Ray 58849
  • Newer than 81% of homes in Ray 58849

What homes are worth in Ray 58849

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$774K

This home is worth more than 25% of homes in Ray 58849.

How it measures up in Ray 58849

The dot is this home. The mark in the middle is the typical home in Ray 58849.

Estimated value$133,031
CheaperTypical $245,305Pricier

Pricier than 25% of homes nearby

Lot size0.21 ac
SmallerTypical 10 acBigger

Bigger than 6% of homes nearby

Year built2010
OlderTypical 1960Newer

Newer than 81% of homes nearby

How 403 Palm St ranks against every home in each area.
MeasureThis homeRay 58849Williams County
Estimated valuepricier than$133,03125% of homes7% of homes
Lot sizebigger than0.21 ac6% of homes18% of homes
Year builtnewer than201081% of homes57% of homes

About 403 Palm St

How much is 403 Palm St, Ray, ND worth?

The TopHap Estimate for 403 Palm St, Ray, ND is $133,031 as of Aug 30, 2026. The likely range is $108,519 to $157,543. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 Palm St, Ray, ND last sell?

403 Palm St, Ray, ND last sold on Mar 10, 2023, according to the county's recorded deed.

When was 403 Palm St, Ray, ND built?

403 Palm St, Ray, ND was built in 2010, making it 16 years old. The building has 1 story.

What schools serve 403 Palm St, Ray, ND?

403 Palm St, Ray, ND is assigned to Ray Elementary School (elementary), rated C; Ray High School (high), rated C. All sit in Nesson Public School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 Palm St, Ray, ND compare to other homes in Ray 58849?

Among the 569 homes in Ray 58849, it is worth more than 25% of them ($133,031 against a typical $245,305), its lot is bigger than 6% of them (0.21 ac against a typical 10 ac) and it is newer than 81% of them (2010 against a typical 1960). Measured against all of Williams County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 Palm St, Ray, ND?

The 2025 property tax bill for 403 Palm St, Ray, ND was $870. The county assessed it at $43,485.

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Assigned schools

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