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Single Family ResidentialResidential
$384,254$241 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

403 RESERVE ST S

ROSEBUD, MO 63091
2
Baths
1,594 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$384K
$342K low$427K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$247,954
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$198,363
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$136,300
BANK OF AMERICA, NA · recorded Apr 27, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,448 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,240 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,240
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$206,550

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyGasconade
Lot (acres)The size of the land the home sits on, from county records.0.43
CoolingThe type of cooling or air conditioning in the home.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Owensville Elementary SchoolD
Elementary · Grades PK–5 · 3.8 mi
H
Owensville High SchoolC
High · Grades 9–12 · 4.0 mi
M
Owensville Middle SchoolC
Middle · Grades 6–8 · 4.1 mi

District: Gasconade County R-Ii School District

Neighborhood · ZIP 63091These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,584
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,921
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,034
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

403 Reserve St S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Gasconade County
  • Bigger than 76% of homes in Gasconade County
  • Has a smaller lot than 86% of homes in Rosebud 63091
  • Newer than 88% of homes in Gasconade County

What homes are worth in Rosebud 63091

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$860K

This home is worth more than 61% of homes in Rosebud 63091.

How it measures up in Rosebud 63091

The dot is this home. The mark in the middle is the typical home in Rosebud 63091.

Estimated value$384,254
CheaperTypical $349,051Pricier

Pricier than 61% of homes nearby

Price per ft²$241
CheaperTypical $251Pricier

Pricier than 45% of homes nearby

Living area1,594 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.43 ac
SmallerTypical 11.64 acBigger

Bigger than 14% of homes nearby

Year built2005
OlderTypical 1980Newer

Newer than 82% of homes nearby

How 403 Reserve St S ranks against every home in each area.
MeasureThis homeRosebud 63091Gasconade County
Estimated valuepricier than$384,25461% of homes69% of homes
Price per ft²pricier than$24145% of homes57% of homes
Living areabigger than1,594 ft²71% of homes76% of homes
Lot sizebigger than0.43 ac14% of homes33% of homes
Year builtnewer than200582% of homes88% of homes

About 403 Reserve St S

How much is 403 Reserve St S, Rosebud, MO worth?

The TopHap Estimate for 403 Reserve St S, Rosebud, MO is $384,254 as of Jul 14, 2026. The likely range is $341,774 to $426,734. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 403 Reserve St S, Rosebud, MO last sell?

403 Reserve St S, Rosebud, MO last sold on Aug 3, 2006, according to the county's recorded deed.

How big is 403 Reserve St S, Rosebud, MO?

403 Reserve St S, Rosebud, MO has 2 bathrooms, 1,594 square feet of living space and a 0.43-acre lot.

When was 403 Reserve St S, Rosebud, MO built?

403 Reserve St S, Rosebud, MO was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 403 Reserve St S, Rosebud, MO?

403 Reserve St S, Rosebud, MO is assigned to Owensville Elementary School (elementary), rated D; Owensville High School (high), rated C; Owensville Middle School (middle), rated C. All sit in Gasconade County R-Ii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 403 Reserve St S, Rosebud, MO compare to other homes in Rosebud 63091?

Among the 622 homes in Rosebud 63091, it is worth more than 61% of them ($384,254 against a typical $349,051), its price per square foot is higher than 45% of them ($241 against a typical $251), it is bigger than 71% of them (1,594 ft² against a typical 1,344 ft²), its lot is bigger than 14% of them (0.43 ac against a typical 11.64 ac) and it is newer than 82% of them (2005 against a typical 1980). Measured against all of Gasconade County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 403 Reserve St S, Rosebud, MO?

The 2025 property tax bill for 403 Reserve St S, Rosebud, MO was $2,448. The county assessed it at $39,240.

Closest homes

More homes in Rosebud 63091

Assigned schools

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